A friend of ours has four grown children living in different parts of the country. Happily, they’re all coming home for Christmas!! But since three of them are flying in from Los Angeles; Madison, Wisconsin; and Atlanta, they don’t want to be hauling Christmas presents on the planes. So they’re buying online and packages are […]
December 11, 2018
We love the urbane, smooth-operating Gecko as much as you do. His ads are laugh-out-loud funny. But what about the big insurance companies who don’t offer insurance through independent agents? We happen to think that they are too big to serve clients effectively. For example, too often we see car insurance policies written with low […]
December 4, 2018
Drivers do stupid things. We’re all guilty, at least once in a while. But some people are chronic annoyers. We asked a friend of ours to keep track of all of the stupid things he sees drivers doing while on the road here in the Mohawk Valley. Hopefully some will recognize themselves in this list […]
November 27, 2018
We’ve noticed that watching politics on TV has become choice entertainment for many Central New Yorkers. MSNBC, Fox News, CNN…pumping out the daily, diabolical machinations of Washington, DC. So we’re suggesting that families in the greater Utica area take a break from the fray by talking about something else at the Thanksgiving dinner table this […]
November 19, 2018
The Utica area is at the center of the some of the best snowmobiling in New York State. We are the gateway to the Adirondacks. The snowy Tug Hill Plateau is just a few miles away. And don’t forget our own back yards in Oneida, Madison, and Herkimer Counties. So there’s a good chance you […]
November 13, 2018
One of the things we’re most proud of as independent agents here in the Utica area is serving our many nonprofit clients. We help manage the risk for so many worthy institutions in the Mohawk Valley that you might say we have become specialists in nonprofit insurance coverages. Not only that but Gary Scalzo and […]
November 6, 2018
While we are here for you when you have a loss to your home or contents, there are some things that homeowners insurance policies will not cover. We thought it would be a good idea to let you in on some of the standard exclusions. Our focus is on what’s more likely to happen to […]
October 30, 2018
Halloween isn’t that big a deal, right? Baby boomers remember a simple, fun time of roaming the sidewalks, bribing neighbors for treats with playful threats of tricks. But look what it’s turned into. From The National Retail Federation (NRF) Expected spending for Halloween in 2018: $9 billion! Spending per celebrant: $86.79 Americans celebrating Halloween: 175 […]
October 23, 2018
Not everyone in the Mohawk Valley stays here for our cold, dark winter months. Florida beckons and many Utica area residents fly south for the winter and return in the spring. That means they’re leaving their houses empty for half the year. Are you a snowbird? If you are, here are some things you should […]
October 16, 2018
The last thing any of us want to suffer is the pain of a car accident. Even the dull sound of metal against metal in a minor collision can be frightening and traumatic. But accidents happen. There are over 300,000 traffic crashes in New York State each year. And circumstance can lead even those good […]
October 9, 2018
