When shopping for car insurance, it’s tempting to focus on one number: the premium. After all, if two policies both provide auto insurance, why not choose the cheaper one? The problem is that the lowest-priced policy may also provide less protection when you need it most. Saving a few dollars each month can potentially lead […]
September 15, 2026
As summer here in the Utica/Rome area winds down and cooler weather approaches, most homeowners start thinking about putting away patio furniture, closing the pool, and preparing the house for fall. But there’s another seasonal task worth adding to your list: reviewing your insurance. Summer activities, purchases, home improvements, and changes within your family can […]
September 1, 2026
For many parents in the Mohawk Valley, becoming an empty nester marks the beginning of an exciting new chapter. With children moved out, life often becomes less hectic, and many couples find themselves traveling more, downsizing, or pursuing hobbies they put on hold for years. But while your lifestyle changes, your insurance should change, too. […]
July 7, 2026
Many insurance myths sound reasonable, get repeated often, and unfortunately aren’t discovered until after a loss occurs. Common misunderstandings about coverage can leave even well-insured people facing major out-of-pocket expenses. Here are some of the most common insurance myths—and the costly truths behind them. Myth #1: “My Home Is Insured for What I Paid for […]
February 3, 2026
While wildfires are often associated with the western United States, New York State is no stranger to wildfire danger. In fact, effective October 2, Governor Hochel implemented a statewide burn ban because of the dry conditions we’ve experienced over the last few weeks. Prolonged dry spells, strong winds, and even careless outdoor burning can ignite […]
October 7, 2025
The August 13, 2024 Rome Sentinel reports that over 400 structures sustained at least some damage during the tornado last month and a total of 82 buildings and homes suffered significant damage. While the cleanup continues and Romans recover from this traumatic event, we thought it would be a good idea to suggest that families […]
August 13, 2024
Discover the keys to maximum savings on auto insurance. Learn about top discounts, qualifying criteria, and tips for applying them effectively. Before you can be a driver on the road, you have to have auto insurance. A good policy isn’t just a requirement, it’s also a safety net that can provide you with financial protection […]
April 11, 2024
Are you struggling to create a New Year’s resolution? We’ll go over some of the most popular resolutions and how to pick one. Happy New Year! Now that 2023 is coming to a close, millions of people may be thinking about their New Year’s Resolutions. Many people vow to improve something about themselves at this […]
December 12, 2023
On April 22, the 49th annual Earth Day is expected to include more than 1 billion people in nearly 200 countries taking part in what the Earth Day Network calls “the largest civic-focused day of action in the world.” Since the first Earth Day in 1970 (which was connected to the passage of the Clean […]
April 16, 2019
If you have a teen driver in the family, he or she is more likely to be in a car accident than other drivers. The New York Department of Health says, “Motor vehicle crashes are the leading cause of unintentional deaths and hospitalizations for teens age 16 to 17 in New York State.” Why? Teens […]
April 16, 2019
