Recreational vehicles (RVs) offer freedom and adventure, making them a popular choice for road trips and vacations. However, operating an RV requires special care due to their size, weight, and unique handling characteristics. Whether you drive a motorhome, travel trailer, or camper van, practicing safe driving is essential to protect yourself, your passengers, and others […]
June 17, 2025
The National Flood Insurance Program (NFIP), administered by the Federal Emergency Management Agency (FEMA), provides flood insurance to property owners, renters, and businesses in participating communities. Scalzo, Zogby & Wittig, Inc. is a provider of flood insurance to our clients here in the Utica area. Because standard homeowners and renters insurance policies in New York […]
June 3, 2025
For parents in Central New York who own firearms, ensuring the safety of children in the home must be a top priority. While guns can provide protection and peace of mind, they also pose a serious risk when not properly stored or handled. Every year, children are injured or killed in accidental shootings—many of which […]
May 13, 2025
For car enthusiasts, a classic car is more than just a mode of transportation — it’s a treasured piece of history, craftsmanship, and personal pride. Whether it’s a vintage Mustang, a restored Corvette, or a rare European import, owning a classic car comes with unique responsibilities, including securing the right insurance coverage. Standard auto insurance […]
April 29, 2025
Cycling is an excellent way for Mohawk Valley seniors to stay active, maintain cardiovascular health, and enjoy the outdoors. But as we age, balance, reaction time, and vision may change—making safety even more important when riding a bicycle. With a few smart precautions and thoughtful planning, seniors can continue to enjoy the benefits of bicycling […]
April 15, 2025
If anyone deserves a fun boating season, it’s winter weary Central New Yorkers. Though owning a boat offers freedom and fun on the water, it also comes with risks. Boat insurance is essential for protecting your investment, ensuring peace of mind, and complying with certain regulations or marina requirements. First and foremost, boat insurance helps […]
April 1, 2025
Motorcycles offer an exhilarating way to travel, but they also require riders to follow specific laws to ensure safety on the road. In New York State (NYS), motorcycle laws are designed to protect riders, passengers, and other motorists. Understanding and adhering to these laws is essential for legal compliance and road safety. As the roads […]
March 18, 2025
In today’s interconnected world, businesses of all sizes face an ever-growing threat from cyberattacks. From data breaches and ransomware to phishing scams and denial-of-service attacks, the potential for financial and reputational damage is significant. While robust cybersecurity measures are crucial, they can’t guarantee complete protection. That’s where cyber insurance comes in, providing a vital safety […]
March 4, 2025
Ask any Central New York entrepreneur and they will tell you that running a small business is exciting…but also challenging. Owners invest significant time, money, and effort into building their businesses and protecting that investment is important to them. One essential tool for safeguarding a small business is insurance. Things can go wrong, accidents happen. […]
February 18, 2025
For many people living here in the Utica area, shoveling snow is a routine winter chore. The thing people may not know, however, is this seemingly simple task can carry significant health risks. This is true especially for those who are unprepared, out of shape, or unaware of the potential dangers (which we will mention […]
February 4, 2025
