• family getting tax credits

    Tax Credits that Could Help in 2023

    We recently wrote about the joy of a home fireplace, not only as a warm, cozy place to enjoy winter indoors, but also a source of federal income tax credits. What we discovered was that, effective January 1, 2023, highly efficient wood or pellet stoves or larger biomass heating systems may be eligible to claim […]

    January 24, 2023

  • business insurance utica ny

    Special Insurance for Business

    Business owners face many risks and hazards. These include loss of property, business liability, and loss of income. That’s why a Business Owners Policy (BOP) is so important in providing the insurance protection retailers and professionals need to manage their risk. It comes in a package that includes property, liability, and loss of income. And […]

    January 17, 2023

  • fireplace value

    Fireplaces Add Beauty, Warmth, and Value

    Did you know that you can add to the value of your home if it has a fireplace? We’re seeing estimates of up to 13% more for homes with fireplaces than the national median sales price. We were speaking with a Utica resident the other day about fireplaces. When he and his wife were looking […]

    January 10, 2023

  • susan hook szw insurance

    Scalzo, Zogby & Wittig, Inc. Names New Commercial Lines Account Manager

    We’re delighted to announce that Susan Hook has joined Scalzo, Zogby & Wittig, Inc. as a Commercial Lines Account Manager. She is a New York State licensed agent for property, casualty, and life with over 18 years experience in the insurance industry. President Gary Scalzo said, “Susan will be responsible for managing service and sales […]

    January 3, 2023

  • cold weather safety for seniors

    Seniors…It May Be Colder Than You Think

    Did you know that older adults can lose body heat faster than when they were young? Also, because of changes to your body as you age, it gets harder for you to even know you’re getting cold. That’s why cold weather…or a cold house…is so dangerous for seniors. Hypothermia is a medical emergency that happens […]

    December 20, 2022

  • People First at MHA Utica and Scalzo Zogby & Wittig

    Holiday Cheer at Utica’s People First

    Scalzo, Zogby & Wittig is excited to announce that this year we donated Christmas Cheer to five families from People First (formerly the Municipal Housing Authority). We gave four families gift cards of $550 to $650, depending on the number of kids living in the home. And $200 to one senior citizen. According to our […]

    December 13, 2022

  • porch theft utica ny

    How to Stop Porch Pirates This Holiday Season

    Anyone who works at home knows, UPS, FedEx, and Amazon trucks delivering packages throughout the neighborhood is as common as the postman’s daily visit. Especially now during the holiday season in the Mohawk Valley. The Covid pandemic caused online buying to skyrocket. Covid has thankfully ended as the scourge it was, but online shopping has […]

    December 6, 2022

  • phantom traffic jams

    Why Traffic Jams Occur Out of Nowhere

    It’s annoying enough to find yourself slowing down in traffic as you drive into a Work Zone. But at least you can see a reason for the snail’s pace of travel. The highway is being made better. New pavement will soon make for a smoother ride. But as you decelerate into that crawling line of […]

    November 29, 2022

  • thanksgiving mohawk valley

    Fun Thanksgiving Conversation with a Local Flavor

    This Thanksgiving the Mohawk Valley is planning family gatherings just like the old days. Yes, Covid may prevent some from enjoying the festivities. But this week that’s more a flu-like inconvenience as people are vaccinated and Covid is, for the most part, less dangerous. So we thought we’d continue our annual tradition of offering fun […]

    November 22, 2022

  • cyber security insurance utica ny

    Active Cyber Insurance Protection

    This is our fourth and final post in our series on cyber security for your business. We’ve talked about the biggest worries in cyber security in 2022, how to get started with a business cyber security program, and what to do if you are attacked. In this post we’ll talk about the insurance coverages available […]

    November 15, 2022