Homeowners insurance policies are designed to provide financial protection against various types of losses or damages to a home and its contents. Among the many items covered under a standard homeowners insurance policy is sports equipment. This coverage can be particularly valuable for athletes and sports enthusiasts who own expensive gear. Understanding how this coverage […]
July 9, 2024
Here in the greater Utica area we eagerly anticipate the dazzling displays of fireworks that light up the night sky, symbolizing the nation’s independence and spirit. However, while fireworks bring joy and excitement, they also come with significant risks. Each year, thousands of people, particularly children and teenagers, are injured in fireworks-related incidents. Understanding the […]
June 25, 2024
When choosing a new car, people over 65 should consider several factors to ensure comfort, safety, and ease of use. So we thought it would be helpful to offer a detailed guide for our Utica area seniors on what to look for: 1. Ease of Access and Comfort Entry and Exit: Look for cars with […]
June 11, 2024
The first disaster that comes to mind when people consider their homeowners insurance is usually fire. At least that was the main concern when insurance companies were first formed in the U.S. back in the 18th century. But according to the Insurance Information Institute (I.I.I.), “Water damage is one of the most common and costly […]
May 28, 2024
Will a mild winter lead to sunny skies over the Utica area this summer? Let’s hope so!! For good summer weather invites cruising the beautiful waters of New York State. We’re thinking of Hinckley Lake, Oneida Lake, and Canadarago Lake. But also the mountain lakes of the nearby Adirondacks and the St. Lawrence River. So […]
May 6, 2024
Discover the keys to maximum savings on auto insurance. Learn about top discounts, qualifying criteria, and tips for applying them effectively. Before you can be a driver on the road, you have to have auto insurance. A good policy isn’t just a requirement, it’s also a safety net that can provide you with financial protection […]
April 11, 2024
A friend of ours and his wife just got back from visiting their daughter in Atlanta. He tells us that as she drove them from the airport, he couldn’t help but wonder how she handled the monster traffic! Four lanes going both ways with a slow lane for those comfortable with the snail’s-pace of 75 […]
March 26, 2024
It’s been an unusually mild winter and we’ve already seen bikes on Utica area roads. If you’re a rider, you know that motorcycles offer a thrilling sense of freedom and adventure. However, with this exhilaration comes an increased risk of accidents and injuries. Motorcycle safety is of paramount importance to ensure riders can enjoy the […]
March 12, 2024
If you’re a boomer you’re probably not thrilled about driving at night. You can’t see as well in the dark and the glare gets to you worse than it used to. Thing is, changes occur in your eyes as you age that make driving at night more difficult. You might wonder, though, why do you […]
January 16, 2024
A friend of ours received an unusual gift this Christmas. He has a local volunteer fireman and firewoman in his family and they decided to give everyone a new fire blanket. He had never heard of a fire blanket, but it makes perfect sense. It’s in an easy to see red bag that you hang […]
January 2, 2024
