Blog

  • banking charity scams

    Scam I Am: Typical Banking and Charity Scams

    Crooks are everywhere online and through the mail. And the internet has made connectivity not only a blessing, but also a curse. Transactions are so much easier now with online commerce. We forget the days it was all done by phone, mail, or personally. But the downside is that scammers can get to us from […]

    March 31, 2020

  • closed business utica ny

    What Insurance Agents May Not Be Telling Their Business Clients…But We Are

    You may be able to get premium relief NOW if your business is shutdown. Here’s how… Closing or reducing your business during this national coronavirus emergency is extremely difficult. But some insurance carriers are agreeing to adjust premiums to help businesses cope. This applies to commercial insurance policy premiums based on revenue. As you know, […]

    March 24, 2020

  • scalzo zogby wittig insurance

    COVID-19 Update: Please, No Visitors Starting Friday, March 20, 2020

    But don’t worry, our staff will be in the office ready to serve you. (Note that things are changing rapidly. Check our website and social media on Facebook and LinkedIn for further updates.) During this COVID-19 pandemic, our first priority is the health and safety of our customers and employees. Governor Cuomo has mandated closures […]

    March 18, 2020

  • phone scams

    Quit Bothering Me! Phone Sales & Scams on the Increase

    If you’re getting mercilessly hounded with unwanted phone calls, you’re not alone. We’ve seen reports of more than 30 billion robocalls in 2017. And robocalls are just the prerecorded calls that people are hounded with. Calls come as either robocalls, real people, or text messages. Robocalls are prerecorded messages that use an autodialer to ring […]

    March 10, 2020

  • americas greatest heart run & walk

    Help Local People by Giving to the Heart Run & Walk

    Creating a culture of health in the Mohawk Valley. That’s the mission of the American Heart Association Mohawk Valley. They’re working for more walking and bike routes. Making healthier food available to more neighborhoods. Providing kids more opportunities to be active in school. And this week’s America’s Greatest Heart Run & Walk 2020 is a […]

    March 3, 2020

  • car insurance and dementia

    Car Insurance and Dementia

    The number of New Yorkers over age 65 increased during the past decade by 26 percent. Today, almost one in six New York residents are above 65. That’s just above 16 percent. And seniors are living longer, more productive lives. Which means they’re not only able to stay in their homes as they get older, […]

    February 25, 2020

  • no fault car insurance

    So What is No-Fault Car Insurance Anyway?

    During discussions of car insurance, it invariably comes up that New York is a “No-Fault State.” But we wonder if people really know what that means. Does it have to do with lawsuits after a car accident? And how can you have a car accident without anyone at fault? Do people get away with causing […]

    February 18, 2020

  • prevent ice dams

    Snow vs Home

    Winter brings snowmobiling, skiing, and hockey to the Utica area. Plus cozy fireplaces and indoor relaxation. But it can also wreak havoc on your home. So we consulted DisasterSafety.org for some tips on preventing the ice dams that can damage the interior of your home. We also found out how to determine the amount of […]

    January 28, 2020

  • winter driving tips utica ny

    Safe Winter Driving Takes Skill, Knowledge, and Patience

    The daughter of a friend of the agency lives in Atlanta. She complains that just an inch of snow brings the Southerners to their knees! Anyone who has had to drive the super highways of Atlanta knows how dangerous that can be. Up here in Utica, we know how to drive in the snow. But […]

    January 21, 2020