Blog

  • Fall home preparation

    7 Tips to Prepare Your Home for Fall

    We hope everyone in the Mohawk Valley enjoyed their Labor Day Weekend as they get the kids ready for school and think about cooler weather to come. And speaking of weather, September brings some of the most beautiful days we experience here in the Utica area. Low humidity and sunny skies make it the perfect […]

    September 2, 2024

  • family disaster plan

    Prepare With a Family Disaster Plan

    The August 13, 2024 Rome Sentinel reports that over 400 structures sustained at least some damage during the tornado last month and a total of 82 buildings and homes suffered significant damage. While the cleanup continues and Romans recover from this traumatic event, we thought it would be a good idea to suggest that families […]

    August 13, 2024

  • dangerous teen driving signs

    Warning Signs of Dangerous Teen Driving

    If you are the parents of teens, you know that they and their friends may share rapid and intense mood swings, heightened sensitivity, and a growing need for independence and autonomy from you and authority figures in general. They’re also highly susceptible to peer pressure with a strong desire to fit in with their group. […]

    July 30, 2024

  • insurance coverage on sports equipment

    Sports Equipment: Is It Covered on Homeowners Insurance?

    Homeowners insurance policies are designed to provide financial protection against various types of losses or damages to a home and its contents. Among the many items covered under a standard homeowners insurance policy is sports equipment. This coverage can be particularly valuable for athletes and sports enthusiasts who own expensive gear. Understanding how this coverage […]

    July 9, 2024

  • backyard fireworks safety

    Backyard Fireworks Safety on the Fourth of July

    Here in the greater Utica area we eagerly anticipate the dazzling displays of fireworks that light up the night sky, symbolizing the nation’s independence and spirit. However, while fireworks bring joy and excitement, they also come with significant risks. Each year, thousands of people, particularly children and teenagers, are injured in fireworks-related incidents. Understanding the […]

    June 25, 2024

  • senior car buying tips

    10 Things for Seniors to Look For In a New Car

    When choosing a new car, people over 65 should consider several factors to ensure comfort, safety, and ease of use. So we thought it would be helpful to offer a detailed guide for our Utica area seniors on what to look for: 1. Ease of Access and Comfort Entry and Exit: Look for cars with […]

    June 11, 2024

  • water damage homeowners insurance

    Water Damage at Home Can Be Worse Than You Think

    The first disaster that comes to mind when people consider their homeowners insurance is usually fire. At least that was the main concern when insurance companies were first formed in the U.S. back in the 18th century. But according to the Insurance Information Institute (I.I.I.), “Water damage is one of the most common and costly […]

    May 28, 2024

  • boat & yacht insurance Utica ny

    Utica Boat Insurance from Scalzo, Zogby & Wittig, Inc.

    Will a mild winter lead to sunny skies over the Utica area this summer? Let’s hope so!! For good summer weather invites cruising the beautiful waters of New York State. We’re thinking of Hinckley Lake, Oneida Lake, and Canadarago Lake. But also the mountain lakes of the nearby Adirondacks and the St. Lawrence River. So […]

    May 6, 2024

  • Green car parked on top of cash.

    The Best Auto Insurance Discounts for Maximum Savings

    Discover the keys to maximum savings on auto insurance. Learn about top discounts, qualifying criteria, and tips for applying them effectively. Before you can be a driver on the road, you have to have auto insurance. A good policy isn’t just a requirement, it’s also a safety net that can provide you with financial protection […]

    April 11, 2024

  • Mohawk Valley walking safety tips

    Walking Safe in the Mohawk Valley

    A friend of ours and his wife just got back from visiting their daughter in Atlanta. He tells us that as she drove them from the airport, he couldn’t help but wonder how she handled the monster traffic! Four lanes going both ways with a slow lane for those comfortable with the snail’s-pace of 75 […]

    March 26, 2024