• senior driver discussion

    How to Ease the Transition for Senior Drivers

    One of the most exciting times in a person’s life is that first day behind the wheel, newly minted driver’s license in hand. Remember? The freedom, your world transformed. Your first real experience as an adult. After fifty years, that feeling remains. Maybe not top of mind like back when you were sixteen. But subconsciously […]

    November 16, 2021

  • prevent sewer backup

    Clearing the Air On Sewer Backup

    Ask anyone who’s had their sewer back up into the basement. They’ll tell you in no uncertain terms: it’s an unpleasant experience. You can probably figure out what they mean. What are the chances of this happening to you? The Civil Engineering Research Foundation found that incidents of sewer backups are increasing about 3 percent […]

    November 9, 2021

  • save on home heating

    How To Save On Home Heating

    Save 30% on your energy bill? That’s what the U. S. Department of Energy (DOE) says is possible. That is, with equipment maintenance and upgrades. Plus insulation, air sealing, and smarter thermostat settings. Is it worth it? Considering that heating your home can make up about 29% of your utility bill, we’d say yes! So […]

    November 2, 2021

  • halloween covid safety tips

    Boo!! Trick-Or-Treating Returns in 2021

    Halloween is back!! CDC Director Rochelle Walensky said on Fox News Sunday, “I would say put on those costumes, stay outside and enjoy your trick-or-treating.” Hard to imagine, but as we reported in our blog, this is the opposite advice the CDC gave last year. Then it was, “No traditional trick-or-treating.” We’ve come a long […]

    October 26, 2021

  • Fireplace safety Utica NY

    How To Keep a Cozy Fireplace Safe

    It’s cold out and many of us are looking forward to our comfy fireplaces. But did you know that you may have a chimney fire and not even notice? According to the Chimney Safety Institute of America (CSIA), “Slow-burning chimney fires don’t get enough air or have fuel to be dramatic or visible and they […]

    October 19, 2021

  • Utica cyber security insurance

    Cyber Security Major Concern for Business

    In 2021, cyber threats are a top concern for businesses nationwide. We know this from the Annual Risk Index Survey conducted by one of our companies, The Travelers. The Travelers says, “Of the 1,200 business leaders who participated in the national survey, 59% said they worry some or a great deal about cyber, compared to […]

    October 12, 2021

  • hear it for fire safety

    Let’s “Hear” It For Fire Safety Week October 2021

    What does fire safety sound like? We’ve never “heard” it put quite that way before. But then we saw this year’s theme for fire safety week by the National Fire Protection Association (NFPA). It’s “Learn the Sounds of Fire Safety!” We know, you’re probably wondering what sound has to do with fire safety. We did […]

    October 5, 2021

  • traffic down accident up

    Traffic is Down Yet Accident Death Rates Are Up?

    We are seeing more reports in the media about traffic deaths. And they aren’t good news. A preliminary estimate from the National Safety Council (NSC) reports 42,060 people killed by cars in 2020. That’s up from 39,107 in 2019. But how can that be? You would think that there would be fewer accidents during the […]

    September 28, 2021

  • night driving dangers

    Fall Brings Shorter Days and More Dangerous Night Driving

    Today is the first day of fall! The most colorful time of the year for the Mohawk Valley. A time where days get shorter and night starts sooner. And night starts even earlier with daylight savings time on Sunday, November 7. (Hard to believe it’s still light out in June at 9:00 PM!) The thing […]

    September 21, 2021

  • how to start a small business

    Are You Thinking of Starting a Business?

    Small business is the backbone of the Mohawk Valley. That’s different than our storied history of larger corporations. Longtime residents will remember General Electric, Chicago Pneumatic, and a thriving Remington Arms. We even had our own airline, Mohawk Airlines!! But except for insurance companies (we represent all three), like Utica National, Utica First, and NYCM, […]

    September 14, 2021