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  • halloween safety utica ny

    Kids Must Run! Halloween Safety Tips 2023

    That magical, spooky night with silly high jinks and mountains of candy is almost here…Halloween is upon us! Kids of all ages will be out and about next Tuesday night trick-or-treating throughout the neighborhoods of the Mohawk Valley. We can thank the Irish for this fun, kid-centered holiday that began as an ancient Celtic festival […]

    October 24, 2023

  • kitchen fire prevention

    What’s the #1 Cause of House Fires?

    Cooking fires are the leading cause of home fires, home fire injuries, and deaths from home fires according to the National Fire Protection Association (NFPA). This week, October 8-14, is Fire Prevention Week and the NFPA campaign is, “Cooking safety starts with YOU. Pay attention to fire prevention.” So we thought this would be a […]

    October 9, 2023

  • insurance on college students contents

    Insurance and Your Student’s Stuff at College

    Now that your college student, or students, are well into their academic year, you might be wondering about the stuff you dropped off with them. There’s the clothes, table lamps, and, front of mind, the laptop. What if something’s stolen? According to the Insurance Information Institute, approximately 50 percent of all on-campus crimes are burglaries. […]

    September 26, 2023

  • personal umbrella liability policy

    Personal Umbrella Insurance Explained

    A neighbor trips and falls at your house. Your dog bites a person walking down the sidewalk out front. Your teen gets into a bad car accident. A friend crashes into a dock water skiing behind your boat. Even if these disasters don’t happen, you worry about them. And think to yourself, “OMG, I hope […]

    September 12, 2023

  • labor day utica ny

    Happy Labor Day Mohawk Valley!

    Labor Day is a testament to the relentless spirit of unity, resilience, and progress that defines the journey of the laborers who help build our country…and the Mohawk Valley. Originating in the late 19th century, this day pays tribute to the undying dedication of workers and the milestones achieved through their collective efforts. The seeds […]

    August 29, 2023

  • risk management for homeowners

    10 Key Elements of Risk Management for Homeowners

    Owning a home is a large part of the American dream, but it also comes with a set of responsibilities. One of the most crucial being risk management. Wait a minute you might say, risk management? You’re probably thinking that’s a corporate thing. A worry for big business, not a homeowner. But if you own […]

    August 22, 2023

  • runner safety tips

    Common Sense Safety Tips for Runners

    You don’t have to tell Utica, the city that holds the Boilermaker Road Race, that running is a popular and invigorating form of exercise. Or that it not only benefits physical health but also provides mental clarity and stress relief. But every runner should know, whether you’re a seasoned marathoner or a casual jogger, prioritizing […]

    August 8, 2023

  • saving on car insurance

    How to Save on Car Insurance Without Reducing Important Coverage

    Everyone likes to save on their car insurance. But reducing coverage is not the way to go. So we’ve come up with ways to save money without reducing either your liability or no-fault coverages. Here are some valuable tips to help you save on car insurance: 1. Raise the deductibles on your comprehensive and collision […]

    July 25, 2023

  • above ground swimming pool safety

    Above Ground Swimming Pool Safety

    Above ground swimming pools can be a great source of joy and relaxation during the hot summer months here in the Mohawk Valley. However, they also come with their own set of safety considerations to ensure that everyone can enjoy the pool without accidents or injuries. So we thought we’d provide some above ground swimming […]

    July 18, 2023

  • personal insurance faqs

    7 Personal Insurance FAQs

    Insurance is complicated. We get it. So much in life comes with financial risk too large for one person or family to assume. Cars, homes, recreational vehicles and boats, personal liability, and income all need to be protected. That’s why our customers come to us with questions about their insurance. So we thought we’d offer […]

    July 11, 2023