Spring Cleanup Safety: Protecting Your Home…and Yourself…After Winter

As winter fades (finally!) and warmer weather arrives across the Utica area and the rest of New York State, many homeowners are eager to get outside and tackle spring cleanup. From clearing fallen branches to prepping gardens and inspecting your home’s exterior, spring maintenance is essential—but it also comes with risks.

Each year, homeowners experience preventable injuries and property damage during seasonal cleanup. Taking a few extra precautions can help you protect both your home and your insurance coverage.

Start with a Property Inspection
Before diving into yard work, take a slow walk around your property. Look for loose branches, damaged siding, cracked walkways, or areas where ice and snow may have caused hidden damage. Addressing these issues early can prevent larger problems—and potential insurance claims—down the road.

Be Smart with Ladder Use
Spring is prime time for cleaning gutters and inspecting roofs, but ladder-related injuries are one of the most common household accidents. Always place ladders on stable, level ground and avoid overreaching. It’s safer to climb down and reposition the ladder than to stretch too far. If possible, have someone nearby to hold the ladder and assist.

Use Power Tools with Caution
Chainsaws, hedge trimmers, and leaf blowers can make cleanup easier—but they also increase the risk of injury. Wear protective gear such as gloves, eye protection, and sturdy footwear. Be mindful of where others are standing, and never use power tools in wet conditions.

Watch for Falling Branches
Winter storms often weaken tree limbs, making them more likely to fall during spring cleanup. Avoid standing directly beneath branches while trimming, and consider hiring a professional for larger or hard-to-reach limbs. Improper tree removal can lead to serious injury or damage to your home—or your neighbor’s property.

Clear Walkways and Prevent Slips
Leftover debris, wet leaves, and uneven surfaces can create slip-and-fall hazards. Make it a priority to clear driveways, sidewalks, and entryways. This not only protects your family but also reduces your liability risk if a visitor is injured on your property.

Review Your Coverage with Scalzo, Zogby & Wittig for Peace of Mind
Spring is also a great time to review your homeowners insurance policy. Do you have adequate liability coverage? Are your outbuildings, fences, and landscaping properly protected? A quick review can ensure you’re prepared for the unexpected.

A Safer Season Starts with Awareness
Spring cleanup is a rewarding way to refresh your property—but safety should always come first. By taking simple precautions, you can reduce the risk of injury and avoid costly damage.

If you have questions about your coverage or want to make sure your home is properly protected this season, our team is here to help.

Until next time,

Your SZW Team

SZW Insurance is your Utica area Trusted Choice™ independent insurance agent. Call us for a quote on insurance for your home, car, business, or life at 315.792.0000. Or request a quote here.