New York Homeowners Insurance

Protect your most valuable asset, and its contents with the right policy. Serving Utica, NY, Rome, NY, and all of Central New York. Fill out our form below for a homeowners insurance quote, or call an agent in the Utica, NY office at 315-792-0000 to get started.

As an independent homeowners insurance agency, Scalzo, Zogby, & Wittig, Inc. works with our insurance company partners to compare protection and prices. Our agents find the homeowners’ insurance coverage and value that’s right for you!

We’re your local agents — familiar with the unique challenges facing Upstate New York Homeowners living in Utica, NY, as well as cities including Rome, Syracuse, Albany, Ithaca, Binghamton, Rochester, and Buffalo.

Our experience and portfolio of homeowners insurance partners can save you $$! The team at our home insurance agency can help you compare protection and prices to find the best coverage and value that’s right for your home.

Philadelphia Insurance Companies, The Hartford, Utica National Insurance Group, and Safeco Insurance (A Liberty Mutual Company) are just a few of our home insurance partners.

Types of Homeowner Insurance Coverage Include:

Dwelling – Dwelling coverage protects your house and attached structures such as garages and porches.

Other Structures – Covers detached structures such as garages and storage sheds.

Personal Property – This insurance coverage protects your contents. We recommend Replacement Cost on your contents so you can get more out of your claim. This should also include any exceptional, collectible, or valuable items that may need special coverage, including jewelry, watches, and more.

Loss of Use – If your home is damaged as a result of a covered loss, Loss of Use pays your extra expenses because you can’t use your home while it is being repaired. Motel and transportation costs are examples.

Personal Liability – If you or any household members are sued and found negligent for causing the injury of another person or damaging another’s property, liability will pay damages and defense costs.

Whether you’re a first-time homeowner or are looking for a new insurance partner, our team can help you find the right homeowners insurance for you. Talk with one of our helpful team members about your home insurance needs today – let us get you the best value on home insurance in the greater Utica/Rome, NY, area.

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