Category: Uncategorized


  • heat illnesses

    When You Get Too Much ‘Hot Fun in the Summertime’

    There are some who don’t mind our recent heat wave. And relatively dry summer days. After all, our winters are long and cold. Golfers, swimmers, and boaters come to mind. For them, soaring temps and intermittent rain mean fun in the sun. But we caution everyone that heat can be tough on the body. The […]

    August 9, 2022

  • insurance deductibles

    How to Make Insurance Deductibles Work For You

    You just purchased a new car and you’re taking your first trip to the grocery store. You get to the parking lot with your pristine vehicle and start to panic. Cars race through the lot oblivious to anyone but themselves. Huge pickups block your view when you park next to them, making it difficult to […]

    August 2, 2022

  • Life Saving Registry for New Yorkers

    While registering a car at the Department of Motor Vehicles the other day, a friend of ours noticed a poster on the wall near the counter. It said, “Donate Life. New York State.” He jotted down the web address to look at later on. He ended up on the New York State Donate Life Registry. […]

    July 26, 2022

  • distracted driving

    Distracted Driving on the Rise

    We’ve talked about the dangers of distracted driving in our blog. Check it out here, here, and here. We were hoping to convince at least a few drivers that the rewards just aren’t worth the risks. Yet we’re disappointed to see that the incidents of distracted driving are rising in the U. S. Here’s what […]

    July 19, 2022

  • driving rules

    Test Yourself on Some Rules of the Road

    When did you get your driver’s license? A few years ago we bet. So with those years of driving experience under your belt, you could pass the New York State learner’s permit test, right? It may be harder than you think! We looked around the DMV website and found that some of the questions on […]

    July 12, 2022

  • lightning car home insurance

    Lightning and Your Car, Your Home

    Can lightning damage your car? If so, is it covered by your car insurance? What about your homeowners insurance policy? Does it cover your buildings, contents, even trees if they’re struck by a hot bolt of lightning? And speaking of hot, how hot is lightning? Technically, since it’s the movement of electrical charges, it doesn’t […]

    July 5, 2022

  • Fourth of July celebration

    Celebrating America’s Birthday in the Mohawk Valley

    America’s Fourth of July celebration got started with some of the most famous words in history, “We hold these truths to be self-evident, that all men are created equal, that they are endowed by their creator with certain unalienable rights, that among these are Life, Liberty, and the Pursuit of Happiness…” On the first holiday […]

    June 28, 2022

  • boating hazards

    Boating Hazards Including LED, Electrical, & Prop

    Mohawk Valley snowbirds who “fly south” for the winter forget how long it is. But for those who brave our long, cold season, boating seems a distant dream. Until all of a sudden, the summer season is upon us. From Central New York to the Adirondacks and the St. Lawrence River to the Great Lakes, […]

    June 21, 2022

  • Fathers Day

    Does Dad’s Father’s Day Gift Need Special Insurance?

    Seniors might find this hard to believe. Father’s Day has only been a national holiday since 1972. Didn’t we have a special day to celebrate our dads before that? We do know that the idea for Father’s Day goes back over 100 years to Washington State. In 1910, Sonora Smart Dodd petitioned the Spokane Ministerial […]

    June 14, 2022

  • graduation party safety

    Congrats to Our Utica Area High School Grads: Have Fun & Stay Safe

    High school graduation season in the Utica area is upon us. It’s a wonderful time to recognize our young people’s achievements. To reward them for graduating and preparing themselves for the next phase of their lives. Proud parents invite families and friends to celebrate with the graduates. And since graduations are around the first day […]

    June 7, 2022