It sure is inconvenient during those rare times when the power goes off here in the Mohawk Valley. In fact, just last Saturday morning 17,000 National Grid customers in the Utica area were without power. A line on a transmission tower in Walesville fell down across another line causing the outage. While outages are usually […]
September 27, 2016
Did you know that your homeowners insurance policy covers your stuff everywhere? Here it is, straight from the policy, “We cover personal property owned or used by any Insured while it is anywhere in the world.” Wow! So unless your chest of drawers is on the moon, it’s covered! That is, of course, subject to […]
September 20, 2016
Have you ever thought, “What do I do if my car catches fire?!” It could be after an accident or for a mechanical reason. And we just read in the Utica OD that a Tesla car caught fire in France during a promotional tour. So how do you prevent car fires in the first place? […]
September 13, 2016
Are we as a country getting better at motor vehicle safety…or worse? The U.S. Department of Transportation and the National Highway Traffic Safety Administration (NHTSA) publishes an annual summary of the statistics that give us an accurate picture of the state of motor vehicle accidents in the U.S. It’s called, “Traffic Safety Facts.” And the […]
September 6, 2016
Let’s look at a data breach insurance from a different angle. Most cyber insurance policies have multiple coverage parts. Network Security provides coverage for a failure to protect your data. Privacy Liability covers a failure to protect information such as Personally Identifiable Information (PII) and Personal Health Information (PHI). When handling PII and PHI, there […]
August 30, 2016
Here’s a headline for an article we saw the other day on www.newyorkupstate.com: “Risk of tornadoes, flash floods increases in Upstate NY in latest forecast.” The article warned of power outages and wind damage if tornadoes formed, including in the Mohawk Valley. Then we heard about an actual tornado in Constableville in Lewis County on […]
August 23, 2016
We are excited to announce that Denise Conti of Whitesboro has joined our staff as a Commercial Lines Account Manager. She will be marketing, quoting, and servicing commercial insurance programs for our business clients. She’s been in the insurance industry for over 16 years. She started out as an assistant to a senior vice president […]
August 16, 2016
We just talked to a friend of ours who drove to Rhode Island on the 4th and then Vermont last week to visit family. The thing he noticed with all that driving was the many motorized recreational vehicles on the roads. With gas prices so low, it’s no wonder. It’s a great way to travel […]
August 9, 2016
We noticed in the Utica OD the other day a column by John Pitarresi about the New York State DEC I Fish NY Beginners’ Guide to Freshwater Fishing. So we took a look and were very impressed with the Guide. We went first to the section called, “Safe and Responsible Angling.” As insurance agents, we […]
July 27, 2016
A friend of ours told us the other day that he knew of someone locally who had installed solar panels on his roof. We’ve heard about the Oneida County Solar Panel Project and other larger projects, but what about solar panels for homes? And what’s the status of solar power here in New York State. […]
July 19, 2016
