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Click here to read our letter to our customers.

Why an Independent Insurance Agency is Best for You in the Utica Area

December 4, 2018

utica insurance donation

At Scalzo, Zogby & Wittig we care about our community. That’s Steve Zogby on the left and Gary Scalzo on the right presenting SZW’s contribution to the Utica Zoo to director Andria Heath.

We love the urbane, smooth-operating Gecko as much as you do. His ads are laugh-out-loud funny. But what about the big insurance companies who don’t offer insurance through independent agents? We happen to think that they are too big to serve clients effectively.

For example, too often we see car insurance policies written with low limits of liability. When customers come to us they are surprised at how little it costs to raise the limits for better protection. In fact, just an adjustment in the physical damage deductible can take care of any increase.

Same goes for coverages that could prove valuable after an accident. We’re thinking here of Uninsured/Underinsured Motorist Coverage. If you get hurt in an accident by a car with no insurance—or low limits of liability—and you sue the owner and win, your award may be more than he/she can pay. In this case, you can collect from your own policy for the difference!

Do the big companies with their 800 #s inform you of all that is available when you call for a quote? From what we hear from customers calling for competitive quotes, we’d say the answer is probably not.

Our Utica Area Insurance Customers Are Concerned About Protection

We have found over the years that the number one issue for most people in the greater Utica area when it comes to insurance is protection. They want the right amount of insurance so they can get back to normal after a loss as quickly as possible.

And we know the special needs of our customers because we live here, too. Gary Scalzo and Steve Zogby have been in the insurance business in our community for over 30 years. We know how our tough winters can damage your home. How to insure your camp in the Adirondacks.

And there’s nothing like face-to-face service to gain the trust of our customers! You won’t get that from the wise-cracking Gecko.

Why Do So Many in the Mohawk Valley Choose SZW Insurance?

  • We represent 22 insurance companies. With just a phone call or visit, we’ll put them all to work for you to get the right coverage at the best price.
  • You get face-to-face service so you’ll know what coverages you’re buying and what they’ll do for you.
  • Fast service including auto insurance cards, certificates of insurance, car changes.
  • Full time, in-house claims manager Cathy LeTray. She’s been with us since 1994 and knows the claims process inside and out. This means less hassle for you.
  • We are a convenient one-stop-shop for all of your insurance including car, home, business, and life.

We rarely toot our own horn in our blog posts, but every once in a while, we want to straight out let you know why you should consider us for your insurance. And we want you to know how much we care about our community. This is our home and we are very happy to be here. And we hope you’ll make us your first choice for insurance in the Greater Utica area.

Until next time,
Your SZW Team

SZW Insurance is your Utica area Trusted Choice™ independent insurance agent. Call us for a quote on insurance for your home, car, business, or life at 315.792.0000. Or request a quote here.