Category: Uncategorized


  • lightning car home insurance

    Lightning and Your Car, Your Home

    Can lightning damage your car? If so, is it covered by your car insurance? What about your homeowners insurance policy? Does it cover your buildings, contents, even trees if they’re struck by a hot bolt of lightning? And speaking of hot, how hot is lightning? Technically, since it’s the movement of electrical charges, it doesn’t […]

    July 5, 2022

  • Fourth of July celebration

    Celebrating America’s Birthday in the Mohawk Valley

    America’s Fourth of July celebration got started with some of the most famous words in history, “We hold these truths to be self-evident, that all men are created equal, that they are endowed by their creator with certain unalienable rights, that among these are Life, Liberty, and the Pursuit of Happiness…” On the first holiday […]

    June 28, 2022

  • boating hazards

    Boating Hazards Including LED, Electrical, & Prop

    Mohawk Valley snowbirds who “fly south” for the winter forget how long it is. But for those who brave our long, cold season, boating seems a distant dream. Until all of a sudden, the summer season is upon us. From Central New York to the Adirondacks and the St. Lawrence River to the Great Lakes, […]

    June 21, 2022

  • Fathers Day

    Does Dad’s Father’s Day Gift Need Special Insurance?

    Seniors might find this hard to believe. Father’s Day has only been a national holiday since 1972. Didn’t we have a special day to celebrate our dads before that? We do know that the idea for Father’s Day goes back over 100 years to Washington State. In 1910, Sonora Smart Dodd petitioned the Spokane Ministerial […]

    June 14, 2022

  • graduation party safety

    Congrats to Our Utica Area High School Grads: Have Fun & Stay Safe

    High school graduation season in the Utica area is upon us. It’s a wonderful time to recognize our young people’s achievements. To reward them for graduating and preparing themselves for the next phase of their lives. Proud parents invite families and friends to celebrate with the graduates. And since graduations are around the first day […]

    June 7, 2022

  • classic car insurance utica ny

    How to Insure Your Beautiful Classic Car

    A friend of ours and his wife have recently discovered Amazon Prime’s, The Marvelous Mrs. Maisal. They’ve been binge-watching the show set in the late 50s and early 60s. It’s about a comedienne getting her start in a tough business run by men. What caught the eye of our friend is the cars from that […]

    May 31, 2022

  • memorial day 2022 grilling tips

    Memorial Day 2022: Food, Family, and Remembrance

    For us in the Utica area, Memorial Day is a time to celebrate and a time to remember. We celebrate the start of summer. Put another way, no more snow (we hope)! And we remember the soldiers who served our country and paid the ultimate price. Who sacrificed their lives so we can enjoy summer […]

    May 24, 2022

  • car safety features

    Safety Features to Look For When Car Shopping

    Ask people what makes one car safer than another, you’ll often get the same answer. The bigger the vehicle the safer it is. Common sense tells you that’s true. And, as it turns out, so do the studies. According to the Insurance Institute for Highway Safety (IIHS), “A bigger, heavier vehicle provides better crash protection […]

    May 17, 2022

  • No to drug addiction

    Ways to Help Kids Avoid Drug Addiction

    When do kids start experimenting with drugs? According to the National Center for Drug Abuse Statistics, 21.3% of 8th graders have tried illicit drugs at least once. And 8.7% of 8th graders have used illicit drugs in the last month! Fact is, kids are using illicit drugs at an alarming rate. 46% of those same […]

    May 10, 2022

  • family disaster planning

    Mom, They’re Predicting a Tornado! What Should I Do?

    Disasters happen fast. Fire races through your home. Nearby creeks overflow after unrelenting rain, causing severe flooding. A tornado rips through the neighborhood, destroying everything in its path. How will your kids react? Will they know what to do? It is scary to think how, all of a sudden, a normal day can become so […]

    May 3, 2022