Blog

  • Man driving

    Do You Need Rental Car Insurance?

    Maybe you’ve been here before. You’ve just come off the plane, picked up your baggage and gone to the rental car counter. You’re tired from the flight, about to begin an ambitious vacation or a challenging business project. And, this is the point at which you’re asked, “Do you want insurance with that?” Most travelers, […]

    April 11, 2017

  • mechanic

    The Best Questions to Ask When Picking a Mechanic

    “Never trust a mechanic who drives new cars. They’re either charging too much money for their work, or they can’t keep an old car running — maybe both.” —Patricia Briggs, author Okay, maybe that approach is a bit simplistic when your car breaks down and you need to choose a mechanic. But for many people, […]

    March 22, 2017

  • pothole

    A Primer on Potholes

    Spring is just around the corner, and that means something else might be lurking around the corner, too: A nasty pothole. February, March and April are the worst months for potholes, according to Popular Mechanics, because roads are going through a constant process of freezing, thawing and then freezing again. That can lead to cracking, […]

    March 13, 2017

  • Identity theft

    10 Tips to Help Prevent Identity Theft

    Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re shopping at a legitimate site. Your doctor’s office could experience a data breach. Or, you could come across a […]

    February 27, 2017

  • Danger Carbon Monoxide

    5 Carbon Monoxide Safety Tips

    Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO also is responsible for more than 400 deaths in America each year, according to the U.S. Centers for Disease Control and Prevention. […]

    February 17, 2017

  • Do You Know the Answers to These NYS Learners Permit Questions?

    You’ve been driving a long time. It’s second nature. You know what you’re doing and you know the rules of the road. Or do you? Try the following questions. They’re taken from the New York State DMV study guide for the Learner’s Permit Test. So get out a piece of paper and pen…who knows, you […]

    February 7, 2017

  • Don’t Miss Out on These Car Insurance Credits and Discounts

    Our customers are often surprised at the number of credits available to them on their car insurance policy. So we thought we’d list some of them here. This way you can check your auto policy to be sure you’re getting every discount you deserve. Note that not every insurance company offers all of these credits […]

    January 31, 2017

  • Your New Year’s Personal Umbrella Insurance Checklist

    We’re well into the New Year and it’s time to talk about personal umbrella insurance, the last of our three “personal insurance checklist” posts. First we offered a list of auto coverages for you to check from your own policy. Then we talked about homeowners insurance. Both of those policies included separate coverage for lawsuits. […]

    January 24, 2017

  • Social Media apps

    4 Social Media Tips for 2017

    The Internet and social media in particular have made it easy to share more of our personal lives with our friends. But, it’s also become easier to share with people we don’t even know. Online privacy isn’t just about protecting your personal information — name, address and birthdate — to help prevent identity theft. It’s […]

    January 24, 2017

  • What to Look For in Your Snowmobile Insurance

    What a terrific year we’re having for snowmobiling in New York State! Old Forge reports on January 17, 2017 fair to good conditions with up to 4” of frozen base. (Click to get the most current update on Snowmobile Old Forge NY.) And the Tug Hill is some of the best sledding in the northeast. […]

    January 17, 2017