Category: Uncategorized


  • contractors artisan insurance

    Utica First Artisan Contractors Insurance Protects Tools, Equipment, and Liability

    The trend in home renovation is up the last few years. We know this from a preliminary report from the Home Improvement Research Institute. It shows growth in the home improvement product industry of 13% in 2021. This, combined with 13.3% growth in 2020 confirms a phenomenal increase over two years. People have been locked […]

    February 15, 2022

  • traffic fatalities in United States

    Secretary of Transportation Pete Buttigieg on Traffic Fatalities in the U.S.

    Transportation Secretary Pete Buttigieg talked recently in the online magazine, Slate, about a national trend we’ve written about before. That is, the spike in traffic deaths in 2020 reported by the DOT in its National Roadway Safety Strategy. The final figures are in (we reported slightly more deaths from a preliminary report). It turns out […]

    February 8, 2022

  • snowmobile safety insurance

    7 Snowmobile Safety Tips for the Adirondacks, Tug Hill, and Mohawk Valley

    The Town of Webb Snowmobile Trail System reported fair to good conditions on January 24, 2022 with up to four inches of hard packed base. They also warn that there are rough spots. More snow is needed as groomers smooth what’s there. So we’ve finally got some snow here in the Mohawk Valley! And up […]

    January 25, 2022

  • how to prevent mold

    How To Prevent Mold in Commercial Buildings

    Now top-of-mind, COVID-19 has boosted the importance of avoiding respiratory disease indoors. But there are other risks that affect our health inside. One of those is mold. Mold can cause health problems, especially for those with allergies or respiratory issues. Since mold needs water to grow, unwanted moisture needs to be eliminated to prevent it. […]

    January 18, 2022

  • emergency car kit

    You Can Easily Prepare for Getting Stranded in Your Car

    If you’re a long time Utica area resident, you’ve become winter tough. You’re used to freezing temps, plowing driveways, and icy roads. Fortunately, you’re usually close to your warm home. A treacherous, cold trip to the mall is soon forgotten. But things can go very wrong if you travel longer distances in the car. National […]

    January 11, 2022

  • Home Insurance

    Colorado Wildfires are Stark Reminder to Be Prepared

    The recent Colorado wildfires may have been the worst in the state’s history. The fires burned close to 1,000 homes in Boulder County. As of this writing it isn’t known how the fires started. But this area of the state has been suffering from severe drought. And then high winds with gusts of nearly 110 […]

    January 4, 2022

  • utica car insurance questions

    Your Utica Area Car Insurance Q & A

    When you get your car insurance policy renewal in the mail, do you look through it? Or just get the insurance cards onto the countertop to get them in the car next time you go out? If you don’t go any further with it than that…we don’t blame you! It’s complicated! Just looking down the […]

    December 28, 2021

  • People First

    A “People First” Merry Christmas 2021

    One of the reasons Christmas is special to us at Scalzo, Zogby & Wittig is because of our partnership with People First, formerly called the Utica Municipal Housing Authority (MHA). This year we gave four families gift cards. Three families got one for $500. And one family had an extra person, so we gave them […]

    December 21, 2021

  • vehicle breakins utica ny

    Vehicle Break-Ins Plague Utica Area

    A friend of ours told us recently about his car getting ransacked by petty thieves. It was in his garage in South Utica. As he got in the car the next morning he noticed the glove compartment was open and emptied. He found his owner’s manual down the street, torn apart on a neighbor’s front […]

    December 14, 2021

  • holiday scams

    Holiday Scams and How To Avoid Them

    As proud members of the Utica area community, we at Scalzo, Zogby & Wittig encourage you to buy local. That way your holiday shopping dollars stay in the community. You help local businesses not only survive, but thrive. And you know you’re buying from legitimate businesses who aren’t likely to scam you. But we also […]

    December 7, 2021