A homeowners insurance policy is comprehensive in the protection it offers you. It covers your home, any detached structures, your contents, and your personal liability. Let’s discuss each one of these separately to help you determine how much homeowners insurance you need. The Right Amount of Dwelling and Other Structures Insurance The amount of insurance […]
March 5, 2019
Many of our clients are living longer and healthier lives, enjoying retirement at home. Thing is, as people get older they must often make adjustments to accommodate changes in their physical abilities. We see so many people in the Mohawk Valley experiencing this new reality that we thought it would be a good idea to […]
February 26, 2019
We are proud supporters of the American Heart Association-Mohawk Valley because of their work helping people live healthy lives. Part of living healthy is exercise and what better exercise than running and walking. That’s why we encourage our Utica area customers to participate in the 2019 America’s Greatest Heart Run & Walk. It’s being held […]
February 19, 2019
Surveys by the National Retail Federation (NRF) say that consumers are changing the way they celebrate America’s popular “love-in,” Valentine’s Day. Have you noticed the same trends in the Utica area? Fewer People Celebrate Valentine’s Day The percentages of adults age 18-34 celebrating the holiday went from 72% in 2009 to a little more than […]
February 12, 2019
In our last post we talked about children riding the school bus and some tips on keeping them safe. It turned out that school buses are the safest vehicles on the road for kids. Why is that? We’ve got the answer here. But what about child safety in passenger cars and pickups? We took a […]
February 5, 2019
Did you know that a school bus is the safest vehicle on the road? Studies by the National Highway Traffic Safety Administration (NHTSA) find that students taking the bus are close to seventy times more likely to get to school safely than if they rode in a car. Just one look at the school bus’s […]
January 29, 2019
Of the 14,000 agents representing Philadelphia Insurance Company, only 319 are Preferred Agents, including Scalzo, Zogby & Wittig, Inc. And those agents produce 53% of the company’s total business. That’s an exclusive group of insurance professionals that we are proud to be a part of. Our strong relationships with the insurance carriers we work with […]
January 22, 2019
A friend of ours tells the story of his perilous trip back to Utica from Lake Placid a few years ago. He was on business and driving on a weekday with little traffic. He had stayed overnight in Placid to head home the next morning to avoid driving at night. But the temperature plunged next […]
January 15, 2019
Early this winter season there were three fatalities in the Old Forge area caused by snowmobile accidents. Now that the holidays are over we thought it would be a good idea to talk safety. To remind our Utica area snowmobilers that smart sledding adds up to great outdoor fun. We went to the Safe Riders’ […]
January 8, 2019
What a wonderful Christmas this year with some special residents of the Utica Municipal Housing Authority (MHA). Our staff visited two families last week, both single, working mothers who have moved into new apartments but didn’t have much furniture. We were excited to help and get to know these mothers and their kids. It’s all […]
December 18, 2018
