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  • home heating tips

    Home Heating Fuel Inventories a Concern: 10 Ways to Save

    It’s the last day of August and, though it may be hard to believe with the way balmy temperatures linger through September, the end of summer is nigh. With this change of the seasons looming—and with concerns over supply keeping oil prices high—we’ve put together some tips to help you prepare for winter and save […]

    August 30, 2022

  • insurance at college

    7 Ways to Own Your Freshman Year at College

    You’ve graduated high school, you’ve done the tours, the interviews, and the tests. The result of your hard work? You’ve been accepted to a college of your choice…congratulations! Your reward for completing this difficult task? Another, even more difficult task: your first year of college! Don’t worry. It will be hard, yes, but there is […]

    August 23, 2022

  • seatbelt safety

    Would Isaac Newton Wear Seatbelts?

    We’ve all seen the signs on the freeway, the public service announcements, the dire warnings from the Department of Transportation. Buckle up! Seatbelts save lives! But do they really? (Spoiler alert: Yes. Yes they do.) Now, chances are, we’re preaching to the choir. After all, in 2021, over 90% of Americans reported using their seatbelts […]

    August 16, 2022

  • heat illnesses

    When You Get Too Much ‘Hot Fun in the Summertime’

    There are some who don’t mind our recent heat wave. And relatively dry summer days. After all, our winters are long and cold. Golfers, swimmers, and boaters come to mind. For them, soaring temps and intermittent rain mean fun in the sun. But we caution everyone that heat can be tough on the body. The […]

    August 9, 2022

  • insurance deductibles

    How to Make Insurance Deductibles Work For You

    You just purchased a new car and you’re taking your first trip to the grocery store. You get to the parking lot with your pristine vehicle and start to panic. Cars race through the lot oblivious to anyone but themselves. Huge pickups block your view when you park next to them, making it difficult to […]

    August 2, 2022

  • Life Saving Registry for New Yorkers

    While registering a car at the Department of Motor Vehicles the other day, a friend of ours noticed a poster on the wall near the counter. It said, “Donate Life. New York State.” He jotted down the web address to look at later on. He ended up on the New York State Donate Life Registry. […]

    July 26, 2022

  • distracted driving

    Distracted Driving on the Rise

    We’ve talked about the dangers of distracted driving in our blog. Check it out here, here, and here. We were hoping to convince at least a few drivers that the rewards just aren’t worth the risks. Yet we’re disappointed to see that the incidents of distracted driving are rising in the U. S. Here’s what […]

    July 19, 2022

  • driving rules

    Test Yourself on Some Rules of the Road

    When did you get your driver’s license? A few years ago we bet. So with those years of driving experience under your belt, you could pass the New York State learner’s permit test, right? It may be harder than you think! We looked around the DMV website and found that some of the questions on […]

    July 12, 2022

  • lightning car home insurance

    Lightning and Your Car, Your Home

    Can lightning damage your car? If so, is it covered by your car insurance? What about your homeowners insurance policy? Does it cover your buildings, contents, even trees if they’re struck by a hot bolt of lightning? And speaking of hot, how hot is lightning? Technically, since it’s the movement of electrical charges, it doesn’t […]

    July 5, 2022

  • Fourth of July celebration

    Celebrating America’s Birthday in the Mohawk Valley

    America’s Fourth of July celebration got started with some of the most famous words in history, “We hold these truths to be self-evident, that all men are created equal, that they are endowed by their creator with certain unalienable rights, that among these are Life, Liberty, and the Pursuit of Happiness…” On the first holiday […]

    June 28, 2022