Blog

  • business cybersecurity

    Start Your Business Cyber Security Program Today

    Cyber attacks are increasing for small and mid-size businesses. The same businesses who are least able to afford them. We reported this in our last post about cybercrime worries in 2022. And we see in the October 10, 2022 issue of the CNY Business Journal confirmation of this by speakers at the Manufacturers Association of […]

    October 25, 2022

  • cybercrime against small & midsize business

    Cybercrime Worries for Small & Midsize Businesses in 2022

    Cyber Security has been an issue since the dawn of the internet. Over the years, we have written about the nature of cyber crime, provided prevention tips, and described how insurance can mitigate risks in our blog. But cybercrime has evolved. The fast moving nature of cyber risks begs the question, what should business owners […]

    October 18, 2022

  • Personal Liability Umbrella Insurance

    Personal Umbrella Insurance: Lots of Protection, Low Cost

    Accidents happen. No matter how careful, how cautious you are, sometimes things happen. A car crash. A fire. A natural disaster. Unexpected events like this are the main reason why insurance exists, so that people can sleep easier at night knowing that their vehicles, their homes, and their possessions are protected in case of an […]

    October 11, 2022

  • sober october

    The Clear Headed New Trend Sweeping the Nation: Sober October

    You may have heard of Dry January, and the amusingly-named Dry July. Now get ready for the newest month to join the sobriety trend: Sober October! Sober October was first introduced in 2014, when the Macmillan Cancer Support, a UK charity, issued a challenge to raise money. The challenge was to go the entire month […]

    October 4, 2022

  • fall driving dangers utica

    Fall Driving with Students, Leaf Peepers, & Deer, Oh My

    The days are getting shorter, the nights are getting colder, and the leaves are beginning to turn. Fall is here, and with it comes driving hazards unique to the season. So let’s go through six situations on the road you may face this fall. And how to deal with them to avoid an always inconvenient […]

    September 27, 2022

  • cyberbullying prevention, detection

    Cyberbullying Part 2: Ways to Prevent It, Detect It, and Stop It

    Last week, we defined cyberbullying and talked about why it is so damaging. This week, we’re going to talk about its warning signs and what you can do if you see them. The good news is that in this, as with most things, an ounce of prevention is worth a pound of cure. Your duty […]

    September 13, 2022

  • cyberbullying

    How Cyberbullying is Different and Can Be More Dangerous

    Whether we like it or not, the internet is here to stay. And along with it comes a variety of challenges that society has identified, but has yet to figure out how to handle. There are companies that take small pieces of information most people don’t think twice about leaving behind, and use it to […]

    September 6, 2022

  • home heating tips

    Home Heating Fuel Inventories a Concern: 10 Ways to Save

    It’s the last day of August and, though it may be hard to believe with the way balmy temperatures linger through September, the end of summer is nigh. With this change of the seasons looming—and with concerns over supply keeping oil prices high—we’ve put together some tips to help you prepare for winter and save […]

    August 30, 2022

  • insurance at college

    7 Ways to Own Your Freshman Year at College

    You’ve graduated high school, you’ve done the tours, the interviews, and the tests. The result of your hard work? You’ve been accepted to a college of your choice…congratulations! Your reward for completing this difficult task? Another, even more difficult task: your first year of college! Don’t worry. It will be hard, yes, but there is […]

    August 23, 2022

  • seatbelt safety

    Would Isaac Newton Wear Seatbelts?

    We’ve all seen the signs on the freeway, the public service announcements, the dire warnings from the Department of Transportation. Buckle up! Seatbelts save lives! But do they really? (Spoiler alert: Yes. Yes they do.) Now, chances are, we’re preaching to the choir. After all, in 2021, over 90% of Americans reported using their seatbelts […]

    August 16, 2022