You hear it all the time. Utica restaurants have the best food anywhere. So when we found out about the new Utica’s Finest Food Tour, we couldn’t resist. We closed the office last Wednesday afternoon and took the whole crew on the Downtown Utica tour. It was so cool! Tour owner Olivia Deck, a fellow […]
October 29, 2019
Starting a new business can be overwhelming, but an exciting new adventure. There are always the thoughts of, “Wow, I can’t wait to succeed!” or “What if something goes wrong?” Both of these thoughts are valid, but Scalzo, Zogby & Wittig, Inc. are here to help support your business on the insurance end of things. […]
October 21, 2019
Here’s what the Travelers, one of our major insurance carriers, has to say about Employment Practices Liability Insurance (EPLI): “You make decisions every day that impact your employees: hiring, compensation, promotions, accommodating disabilities, terminations, and more. Each of these can lead to a claim for a wrongful employment practice if not handled correctly.” What comes […]
October 15, 2019
When is driving a car most dangerous for teens? You would think that here in the Mohawk Valley it would be during icy winter conditions. Or during a snow or sleet storm. Maybe when an inexperienced teen driver is navigating a place unfamiliar to them. These answers all make sense, but they’re not the most […]
October 8, 2019
In our last post we talked about appointing someone to make your healthcare decisions for you if you are unable to make them yourself. That person is your proxy subject to the New York State Health Care Proxy Law. As we said, a person appointed as Health Care Proxy makes health care decisions for you […]
October 1, 2019
What happens if you need healthcare but can’t speak for yourself? You might have had a serious accident. Or you suffer from dementia. How will doctors know what you would do if you were aware of the situation? Advance care planning is all about the decisions you would make based on your values, wishes, and […]
September 24, 2019
Cyberattacks are in the news practically every day. It’s a scary thought that our country’s major infrastructure is vulnerable to computer system hacks. The same is true with our major corporations. But even small businesses in the Utica area should be careful with the information they store on their computers. And their transactions online with […]
September 17, 2019
President Gary Scalzo announced on September 04, 2019 the appointment of his son, Zachary T. Scalzo, as an Account Executive in Sleepy Hollow, NY. Zak is a licensed property and casualty agent offering auto, home, and business insurance. Zak previously worked in hospitality management in San Diego and New York. He grew up in New […]
September 10, 2019
A DWI conviction in here in Central New York is a serious, humiliating, and expensive offense. In the difficult moments after your DWI arrest, you worry over skyrocketing insurance rates, loss of driving rights, and expensive legal fees. We thought that a good way to discourage you from taking the chance might be some straightforward […]
August 27, 2019
The insurance business is no different than other industries in its specialized language…commonly known as jargon. As independent agents we’ve become used to saying “no-fault,” “deductibles,” and “endorsement.” But we often forget that what’s familiar to us isn’t always understood by our customers. So we thought we’d put together a short insurance glossary for you. […]
August 20, 2019
