We’re guessing on this, but has life insurance come up in conversation a bit more this year? The pandemic has brought the fragility of life top of mind. People here in the Utica area…and throughout the world…realize now more than ever how important all of us are to each other. That means husbands and wives, […]
October 20, 2020
Halloween is rapidly approaching. Should you let your kids trick-or-treat this year? We checked around for advice and here’s what we found. The Centers for Disease Control and Prevention (CDC) has an information page on their website on coping with the holidays during the COVID-19 pandemic. They divide the section on Halloween into “Lower risk,” […]
October 12, 2020
Just as the national Covid-19 shutdown began, we got an amazing story from a former Utican. He now lives in Los Angeles and he told us that traffic had come to a virtual halt in La La Land. This is the city of six lane highways and bumper to bumper traffic. He was astounded…the roads […]
October 6, 2020
A friend of ours subscribes to a number of professional email newsletters. The other day he received what he thought was a routine tip sheet. But this one was different. The email subject line, “I was scammed” told the story. The newsletter’s author had been taken for a ride by a security alert scam. She […]
September 29, 2020
Gift cards are the rage these days. They’re easy to buy. And they give the receiver the freedom to get whatever they choose from the vendor. But there are terms and conditions that come with each card. It’s a good idea that when you give the card, you give these terms and conditions to the […]
September 21, 2020
Have you or someone you know been appointed a power of attorney? If so, you probably have questions. What’s your role as an agent? What is a fiduciary who manages money or property for another person? We went to the Consumer Financial Protection Bureau (CFPB) to get some answers. First off, we aren’t attorneys, so […]
September 14, 2020
You can be saving money on energy at home year round: heat in the winter and air conditioning in the summer. Not only that but helping the country save on the resources needed for energy. But what are easy ways that anyone can implement no matter when your home was built or how large it […]
September 8, 2020
On March 26, 2020 the U.S. Department of Homeland Security extended the enforcement deadline for REAL ID. Instead of October 1, 2020 it’s now October 1, 2021. What is the REAL ID? Back in 2005 Congress passed the REAL ID Act. It was based on the 9/11 Commission’s recommendations for stricter standards on sources of […]
August 31, 2020
How many electric vehicles are on the road in the United States? According to the Edison Electric Institute (EEI), as of March of 2019, more than 1.18 million. And total sales for 2018 were up 81% compared to 2017. The top sellers were: Tesla Model 3 Chevrolet Volt Tesla Model S Nissan LEAF Toyota Prius […]
August 24, 2020
The COVID-19 crisis has everyone talking about what’s good for our health. And what’s not so good. We’ll stay away from the politics of the current situation, but all of this has us thinking. What is health fraud? How do you protect yourself against health products that aren’t as good as their sales pitch? What […]
August 18, 2020
