Did you know that older adults can lose body heat faster than when they were young? Also, because of changes to your body as you age, it gets harder for you to even know you’re getting cold. That’s why cold weather…or a cold house…is so dangerous for seniors. Hypothermia is a medical emergency that happens […]
December 20, 2022
Scalzo, Zogby & Wittig is excited to announce that this year we donated Christmas Cheer to five families from People First (formerly the Municipal Housing Authority). We gave four families gift cards of $550 to $650, depending on the number of kids living in the home. And $200 to one senior citizen. According to our […]
December 13, 2022
Anyone who works at home knows, UPS, FedEx, and Amazon trucks delivering packages throughout the neighborhood is as common as the postman’s daily visit. Especially now during the holiday season in the Mohawk Valley. The Covid pandemic caused online buying to skyrocket. Covid has thankfully ended as the scourge it was, but online shopping has […]
December 6, 2022
It’s annoying enough to find yourself slowing down in traffic as you drive into a Work Zone. But at least you can see a reason for the snail’s pace of travel. The highway is being made better. New pavement will soon make for a smoother ride. But as you decelerate into that crawling line of […]
November 29, 2022
This Thanksgiving the Mohawk Valley is planning family gatherings just like the old days. Yes, Covid may prevent some from enjoying the festivities. But this week that’s more a flu-like inconvenience as people are vaccinated and Covid is, for the most part, less dangerous. So we thought we’d continue our annual tradition of offering fun […]
November 22, 2022
This is our fourth and final post in our series on cyber security for your business. We’ve talked about the biggest worries in cyber security in 2022, how to get started with a business cyber security program, and what to do if you are attacked. In this post we’ll talk about the insurance coverages available […]
November 15, 2022
Your data has been breached! Your heart races. You’re angry and confused. What do you do? In our last post on cybersecurity, we offered suggestions on how to avoid just such a scenario. But even if you have installed at least some of these preventive measures, cyber criminals are very sophisticated. So if they get […]
November 8, 2022
Cyber attacks are increasing for small and mid-size businesses. The same businesses who are least able to afford them. We reported this in our last post about cybercrime worries in 2022. And we see in the October 10, 2022 issue of the CNY Business Journal confirmation of this by speakers at the Manufacturers Association of […]
October 25, 2022
Cyber Security has been an issue since the dawn of the internet. Over the years, we have written about the nature of cyber crime, provided prevention tips, and described how insurance can mitigate risks in our blog. But cybercrime has evolved. The fast moving nature of cyber risks begs the question, what should business owners […]
October 18, 2022
Accidents happen. No matter how careful, how cautious you are, sometimes things happen. A car crash. A fire. A natural disaster. Unexpected events like this are the main reason why insurance exists, so that people can sleep easier at night knowing that their vehicles, their homes, and their possessions are protected in case of an […]
October 11, 2022
