Many Utica area businesses were hit hard by torrential rains and flooding a few weeks ago. In our last post, we talked about protecting your business from heavy rainstorms. Today we’ll offer tips on flood protection for your business We went back to the Insurance Institute for Business & Home Safety (Disaster Safety.Org) to find […]
November 26, 2019
Heavy rainfalls here in the Mohawk Valley have become more frequent the last few years. The 2019 Halloween rain storm in the Utica area was no different. It devastated homes and businesses. So for Utica area business owners, we wanted to offer advice on how you can protect your buildings from the next rainstorm. We […]
November 19, 2019
We’re fortunate here in the Mohawk Valley that crime isn’t a big worry. We don’t suffer the high crime rates that larger, more metropolitan areas do. But every once in a while, shoppers experience thieves, vandals, even carjacking. With the holiday season upon us, we thought it would be a good idea to let you […]
November 12, 2019
One of the primary coverages for our business clients who have employees is Workers Compensation Insurance. And a frequent claim experienced by those employees is repetitive strain injury in the hands. It’s not always work related. It can also happen to people as a result of a hobby. Any activity where you use your hands […]
November 5, 2019
You hear it all the time. Utica restaurants have the best food anywhere. So when we found out about the new Utica’s Finest Food Tour, we couldn’t resist. We closed the office last Wednesday afternoon and took the whole crew on the Downtown Utica tour. It was so cool! Tour owner Olivia Deck, a fellow […]
October 29, 2019
Starting a new business can be overwhelming, but an exciting new adventure. There are always the thoughts of, “Wow, I can’t wait to succeed!” or “What if something goes wrong?” Both of these thoughts are valid, but Scalzo, Zogby & Wittig, Inc. are here to help support your business on the insurance end of things. […]
October 21, 2019
Here’s what the Travelers, one of our major insurance carriers, has to say about Employment Practices Liability Insurance (EPLI): “You make decisions every day that impact your employees: hiring, compensation, promotions, accommodating disabilities, terminations, and more. Each of these can lead to a claim for a wrongful employment practice if not handled correctly.” What comes […]
October 15, 2019
When is driving a car most dangerous for teens? You would think that here in the Mohawk Valley it would be during icy winter conditions. Or during a snow or sleet storm. Maybe when an inexperienced teen driver is navigating a place unfamiliar to them. These answers all make sense, but they’re not the most […]
October 8, 2019
In our last post we talked about appointing someone to make your healthcare decisions for you if you are unable to make them yourself. That person is your proxy subject to the New York State Health Care Proxy Law. As we said, a person appointed as Health Care Proxy makes health care decisions for you […]
October 1, 2019
What happens if you need healthcare but can’t speak for yourself? You might have had a serious accident. Or you suffer from dementia. How will doctors know what you would do if you were aware of the situation? Advance care planning is all about the decisions you would make based on your values, wishes, and […]
September 24, 2019
