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  • atv safety for kids

    ATV Safety for Kids Ages 19 and Younger

    All-Terrain Vehicles are popular in Central New York, especially with kids. They’re fast, easy to ride, and, best of all, are built to travel off road. The beautiful hills and valleys of the Mohawk Valley are the perfect place to ride in the summer and fall. Thing is, ATVs don’t offer much protection for riders. […]

    July 30, 2019

  • home insurance

    Insurance For First Time Home Buyers

    It’s an exciting time moving into your first home. You’re free do decorate, paint, and organize any way you want. You gain privacy with no tenants living in apartments upstairs or down the hall. And you’ll feel the pride in ownership that comes with your beautiful new home. But you’ve also taken on a whole […]

    July 23, 2019

  • farm insurance

    Scalzo, Zogby & Wittig Now Offers Farm Insurance

    Farming is a driving force in our local economy and Oneida, Madison, and Herkimer Counties are truly proud of their agricultural heritage. There’s the great tradition of dairy farming. And more recently farm-to-table local meats, grains, and vegetables offered at restaurants, schools, and farmers markets. The New York State Agricultural District Profile of January 1, […]

    July 15, 2019

  • safe cars for teens

    Choosing a Safe Car for Your Teen

    Is your teen ready to own a car? We’ve talked about the risks kids face as new drivers in New York State. They get into more accidents because they’re inexperienced and more prone to take chances while driving. They tend to let peer pressure cause them to drive irresponsibly at unsafe speeds. They like to […]

    July 9, 2019

  • unsafe toys

    10 Worst Toys & What Happened to Lawn Darts?

    Remember jarts? They were darts that kids would throw to a target in the back yard. They were banned in the U.S. after 6,100 people were sent to the emergency room for the injuries they caused. The final blow was after a seven year old California child was struck by a lawn dart and killed […]

    June 25, 2019

  • fire at home

    How to Keep Your Kids Safe From Fire at Home

    It’s difficult to think of anything worse than kids getting injured or even killed in a house fire. It does happen here in the Mohawk Valley with the hurt never really going away. Especially for family, friends, and the community in which they lived. So we thought that in our series of fire safety articles […]

    June 18, 2019

  • good driver

    What Makes You a Good Driver?

    As we live our “lives of distraction,” we often forget how much fun driving actually is. But as you get in your car, you’re confronted with a dashboard full of things that have nothing to do with the drive. There’s Sirius XM with music, comedy, and sports. Then video and phones. You adjust, turn on, […]

    June 11, 2019

  • backyard playground safety

    Is Your Backyard Playground Safe? 10 Tips to Prevent Injuries

    Play is a lot different today than it was a generation ago. We continually hear of parents’ frustration with their kids spending too much time on screens rather than engaging in physical activity outside. So to get the kids out of the house, many families are installing playground equipment in the back yard. But there […]

    June 4, 2019

  • family needs life insurance

    How Much Life Insurance? What Kind?

    The two questions that most often come to mind when people think about life insurance are: how much and what kind? There was a time when many questioned the basic need for life insurance. But these days, the premiums are reasonable so price isn’t the barrier it once was. So who comes to us for […]

    May 21, 2019

  • fire safety for disabled

    Fire Safety for People with Disabilities

    Daily life isn’t easy for people with disabilities. Or for those who care for them. That’s why the support of family and friends is so important. And it’s where the professionals at ARC Herkimer, Central Association for the Blind, and Upstate Cerebral Palsy are so important for our Utica area community But many people do […]

    May 14, 2019