Flooding is the new normal here in the Utica, New York area. That may be from climate change. Or new construction over the years. Be that as it may, more and more of us are experiencing the devastating effects of flood damage to our property. What if that is you? What should you do after […]
September 7, 2021
While many are flying by you on the road in their sports cars or motorcycles, you may have noticed an influx of people zipping by on their electric bikes, AKA, e-bikes. Here in the Utica area, we have become fascinated by this form of transportation and wanted to learn more about them, so we decided […]
August 31, 2021
It may not be on your radar, but there are important factors to consider when determining if your college student needs life insurance.
August 24, 2021
At Scalzo, Zogby & Wittig, Inc. we talk a lot in our blog about what insurance covers. That’s because we want to help you understand your policies better. We feel that the more you know, the easier it is for you to get you the right coverages for your situation. But what about saving money? […]
August 24, 2021
You’re on your way to the grocery store, a short drive from home. A car traveling in the other direction starts swerving into your lane. You know right away what’s up. The driver is on his phone. Turns out he’s texting his girlfriend and doesn’t realize he’s heading straight for you. Then the worst happens. […]
August 10, 2021
If you think it rained a lot in Central New York last month, you’d be right. It rained 10.13 inches this July! That’s compared to 2020’s 6.84 inches. And only 3.80 in 2018. If that weren’t enough, we’ve experienced severe flooding and dangerous thunderstorms. As we all know, lightning comes before all of that thunder. […]
August 3, 2021
The web as we know it was invented for sharing. It started in academia as a way for researchers to communicate with each other. To share information, stories, and entertainment. But then came the criminals. Such is the absurdity of life. Always a bad side to useful innovation. So we checked with the Federal Trade […]
July 27, 2021
“New York State has more than 7,500 lakes, ponds and reservoirs and more than 70,000 miles of rivers and streams.” And anyone who’s visited the Adirondacks, Oneida Lake, or Black River has noticed the popularity of kayaking. As much fun as it is, we thought this would be a good time to point out some […]
July 20, 2021
When we think of being sued personally, the hazard that typically comes to mind is our vehicles. Driving cars and pickups is probably the most dangerous thing we do. At least in our personal lives. Indeed, according to the Centers for Disease Control and Prevention (CDC), car accidents are a leading cause of death in […]
July 13, 2021
We’ve found that when people first buy car insurance, their number one priority is to get their car on the road. They’re usually young and excited about getting their own vehicle. To many of them, insurance is just a mandate. An annoying bureaucratic step in the process of getting them on the road. We understand. […]
July 6, 2021
