With the temperatures dropping, it’s starting to become cold outside, causing our homes to be chillier than normal. While we may dread the cold, we’re excited to start using our fireplaces. Not only do they provide warmth, but the aesthetic a fireplace gives us is so cozy and homey. While we always enjoy the ambiance […]
October 19, 2021
In 2021, cyber threats are a top concern for businesses nationwide. We know this from the Annual Risk Index Survey conducted by one of our companies, The Travelers. The Travelers says, “Of the 1,200 business leaders who participated in the national survey, 59% said they worry some or a great deal about cyber, compared to […]
October 12, 2021
What does fire safety sound like? We’ve never “heard” it put quite that way before. But then we saw this year’s theme for fire safety week by the National Fire Protection Association (NFPA). It’s “Learn the Sounds of Fire Safety!” We know, you’re probably wondering what sound has to do with fire safety. We did […]
October 5, 2021
We are seeing more reports in the media about traffic deaths. And they aren’t good news. A preliminary estimate from the National Safety Council (NSC) reports 42,060 people killed by cars in 2020. That’s up from 39,107 in 2019. But how can that be? You would think that there would be fewer accidents during the […]
September 28, 2021
Today is the first day of fall! The most colorful time of the year for the Mohawk Valley. A time where days get shorter and night starts sooner. And night starts even earlier with daylight savings time on Sunday, November 7. (Hard to believe it’s still light out in June at 9:00 PM!) The thing […]
September 21, 2021
Small business is the backbone of the Mohawk Valley. That’s different than our storied history of larger corporations. Longtime residents will remember General Electric, Chicago Pneumatic, and a thriving Remington Arms. We even had our own airline, Mohawk Airlines!! But except for insurance companies (we represent all three), like Utica National, Utica First, and NYCM, […]
September 14, 2021
Flooding is the new normal here in the Utica, New York area. That may be from climate change. Or new construction over the years. Be that as it may, more and more of us are experiencing the devastating effects of flood damage to our property. What if that is you? What should you do after […]
September 7, 2021
While many are flying by you on the road in their sports cars or motorcycles, you may have noticed an influx of people zipping by on their electric bikes, AKA, e-bikes. Here in the Utica area, we have become fascinated by this form of transportation and wanted to learn more about them, so we decided […]
August 31, 2021
It may not be on your radar, but there are important factors to consider when determining if your college student needs life insurance.
August 24, 2021
At Scalzo, Zogby & Wittig, Inc. we talk a lot in our blog about what insurance covers. That’s because we want to help you understand your policies better. We feel that the more you know, the easier it is for you to get you the right coverages for your situation. But what about saving money? […]
August 24, 2021
