Business owners face many risks and hazards. These include loss of property, business liability, and loss of income. That’s why a Business Owners Policy (BOP) is so important in providing the insurance protection retailers and professionals need to manage their risk. It comes in a package that includes property, liability, and loss of income. And […]
January 17, 2023
Did you know that you can add to the value of your home if it has a fireplace? We’re seeing estimates of up to 13% more for homes with fireplaces than the national median sales price. We were speaking with a Utica resident the other day about fireplaces. When he and his wife were looking […]
January 10, 2023
We’re delighted to announce that Susan Hook has joined Scalzo, Zogby & Wittig, Inc. as a Commercial Lines Account Manager. She is a New York State licensed agent for property, casualty, and life with over 18 years experience in the insurance industry. President Gary Scalzo said, “Susan will be responsible for managing service and sales […]
January 3, 2023
Did you know that older adults can lose body heat faster than when they were young? Also, because of changes to your body as you age, it gets harder for you to even know you’re getting cold. That’s why cold weather…or a cold house…is so dangerous for seniors. Hypothermia is a medical emergency that happens […]
December 20, 2022
Scalzo, Zogby & Wittig is excited to announce that this year we donated Christmas Cheer to five families from People First (formerly the Municipal Housing Authority). We gave four families gift cards of $550 to $650, depending on the number of kids living in the home. And $200 to one senior citizen. According to our […]
December 13, 2022
Anyone who works at home knows, UPS, FedEx, and Amazon trucks delivering packages throughout the neighborhood is as common as the postman’s daily visit. Especially now during the holiday season in the Mohawk Valley. The Covid pandemic caused online buying to skyrocket. Covid has thankfully ended as the scourge it was, but online shopping has […]
December 6, 2022
It’s annoying enough to find yourself slowing down in traffic as you drive into a Work Zone. But at least you can see a reason for the snail’s pace of travel. The highway is being made better. New pavement will soon make for a smoother ride. But as you decelerate into that crawling line of […]
November 29, 2022
This Thanksgiving the Mohawk Valley is planning family gatherings just like the old days. Yes, Covid may prevent some from enjoying the festivities. But this week that’s more a flu-like inconvenience as people are vaccinated and Covid is, for the most part, less dangerous. So we thought we’d continue our annual tradition of offering fun […]
November 22, 2022
This is our fourth and final post in our series on cyber security for your business. We’ve talked about the biggest worries in cyber security in 2022, how to get started with a business cyber security program, and what to do if you are attacked. In this post we’ll talk about the insurance coverages available […]
November 15, 2022
Your data has been breached! Your heart races. You’re angry and confused. What do you do? In our last post on cybersecurity, we offered suggestions on how to avoid just such a scenario. But even if you have installed at least some of these preventive measures, cyber criminals are very sophisticated. So if they get […]
November 8, 2022
