Blog

  • saving on car insurance

    How to Save on Car Insurance Without Reducing Important Coverage

    Everyone likes to save on their car insurance. But reducing coverage is not the way to go. So we’ve come up with ways to save money without reducing either your liability or no-fault coverages. Here are some valuable tips to help you save on car insurance: 1. Raise the deductibles on your comprehensive and collision […]

    July 25, 2023

  • above ground swimming pool safety

    Above Ground Swimming Pool Safety

    Above ground swimming pools can be a great source of joy and relaxation during the hot summer months here in the Mohawk Valley. However, they also come with their own set of safety considerations to ensure that everyone can enjoy the pool without accidents or injuries. So we thought we’d provide some above ground swimming […]

    July 18, 2023

  • personal insurance faqs

    7 Personal Insurance FAQs

    Insurance is complicated. We get it. So much in life comes with financial risk too large for one person or family to assume. Cars, homes, recreational vehicles and boats, personal liability, and income all need to be protected. That’s why our customers come to us with questions about their insurance. So we thought we’d offer […]

    July 11, 2023

  • fireworks safety tips

    Do’s and Don’ts For Fireworks Safety

    A sure sign of the Fourth of July holiday is the “Fireworks for Sale” tent at your local shopping center parking lot. This is a relatively new phenomena here in Central New York, as it wasn’t long ago that laws loosened a bit regarding fireworks. For example, sparkling devices that are now legal in New […]

    June 27, 2023

  • Homeowers insurance utica ny

    So What ARE Some of the Coverages on My Homeowners 3 Policy?

    A Homeowners 3 insurance policy, often referred to as an HO-3, is insurance coverage designed to protect homeowners against a range of risks and perils. It provides coverage for both the dwelling itself, detached structures, and personal belongings within the home. The thing we like about an HO-3, as opposed to the more limited HO-2 […]

    June 13, 2023

  • memorial day mohawk valley

    Happy Memorial Day Mohawk Valley!

    Memorial Day has a rich history that spans over 150 years. Originally known as Decoration Day, it originated in the aftermath of the American Civil War and has since evolved into a solemn occasion to honor and remember the brave men and women who sacrificed their lives while serving in the armed forces. The origins […]

    May 23, 2023

  • bicycle safety tips

    Safety Tips for Bicyclists: Protecting Yourself on the Road

    Now that the sun is shining, eager cyclists are back on the road. For car and truck drivers it takes some getting used to. After months of winter driving, we haven’t seen bike riders in quite a while. So bike enthusiasts…be careful out there! According to the CDC, nearly 1,000 bicyclists die each year in […]

    May 16, 2023

  • barbecue safety utica ny

    It’s Officially Barbecue Season in Central New York

    May is National Barbecue Month, which got us thinking about how popular barbecuing is here in the Utica area. For one thing, there’s socializing with friends and family. Who doesn’t relish the people you care about gathering together to enjoy food and conversation in a relaxed outdoor setting. And speaking of the great outdoors, people […]

    May 9, 2023

  • safety in highway work zones

    Safety in Highway Work Zones Calls for Patience and Attention

    On April 20 we posted on our Facebook and LinkedIn pages a link to the National Work Zone Awareness Week website. We thought it important because of the springtime roadwork we are seeing here in the Utica area. Our concern is, highway work zones can be dangerous for both workers and drivers. That’s why it’s […]

    May 2, 2023

  • teen driver

    “No Empty Chair” Campaign for Safe Teen Driving in NYS

    New York State’s “No Empty Chair” campaign is underway this week, Monday, April 24 to Friday, April 28. What does this mean for the Utica area community? Hopefully, safer teen driving. The initiative raises awareness through teen driving safety education and law enforcement with the hope that there will be no empty chairs at this […]

    April 25, 2023