Owning a home is a large part of the American dream, but it also comes with a set of responsibilities. One of the most crucial being risk management. Wait a minute you might say, risk management? You’re probably thinking that’s a corporate thing. A worry for big business, not a homeowner. But if you own […]
August 22, 2023
You don’t have to tell Utica, the city that holds the Boilermaker Road Race, that running is a popular and invigorating form of exercise. Or that it not only benefits physical health but also provides mental clarity and stress relief. But every runner should know, whether you’re a seasoned marathoner or a casual jogger, prioritizing […]
August 8, 2023
Everyone likes to save on their car insurance. But reducing coverage is not the way to go. So we’ve come up with ways to save money without reducing either your liability or no-fault coverages. Here are some valuable tips to help you save on car insurance: 1. Raise the deductibles on your comprehensive and collision […]
July 25, 2023
Above ground swimming pools can be a great source of joy and relaxation during the hot summer months here in the Mohawk Valley. However, they also come with their own set of safety considerations to ensure that everyone can enjoy the pool without accidents or injuries. So we thought we’d provide some above ground swimming […]
July 18, 2023
Insurance is complicated. We get it. So much in life comes with financial risk too large for one person or family to assume. Cars, homes, recreational vehicles and boats, personal liability, and income all need to be protected. That’s why our customers come to us with questions about their insurance. So we thought we’d offer […]
July 11, 2023
A sure sign of the Fourth of July holiday is the “Fireworks for Sale” tent at your local shopping center parking lot. This is a relatively new phenomena here in Central New York, as it wasn’t long ago that laws loosened a bit regarding fireworks. For example, sparkling devices that are now legal in New […]
June 27, 2023
A Homeowners 3 insurance policy, often referred to as an HO-3, is insurance coverage designed to protect homeowners against a range of risks and perils. It provides coverage for both the dwelling itself, detached structures, and personal belongings within the home. The thing we like about an HO-3, as opposed to the more limited HO-2 […]
June 13, 2023
Memorial Day has a rich history that spans over 150 years. Originally known as Decoration Day, it originated in the aftermath of the American Civil War and has since evolved into a solemn occasion to honor and remember the brave men and women who sacrificed their lives while serving in the armed forces. The origins […]
May 23, 2023
Now that the sun is shining, eager cyclists are back on the road. For car and truck drivers it takes some getting used to. After months of winter driving, we haven’t seen bike riders in quite a while. So bike enthusiasts…be careful out there! According to the CDC, nearly 1,000 bicyclists die each year in […]
May 16, 2023
May is National Barbecue Month, which got us thinking about how popular barbecuing is here in the Utica area. For one thing, there’s socializing with friends and family. Who doesn’t relish the people you care about gathering together to enjoy food and conversation in a relaxed outdoor setting. And speaking of the great outdoors, people […]
May 9, 2023
