Blog

  • A Quick & Easy Way to Get Smart About Your Finances

    At Scalzo, Zogby & Wittig, we’re always on the lookout for ideas than can make your life a little easier. We found a terrific resource the other day for help taking control of your finances and making good decisions about your money. It’s called the Financial Self-Defense Kit and it’s available here. You’ll find information […]

    September 16, 2015

  • 4 Easy Ways to Get a Break With Your Mature Driver Discounts

    Have you reached that time in life when the kids are gone, retirement is on the horizon, and your busy family life finally calms down? It’s a great time to be alive here in the Utica Rome area and that includes lower rates on your car insurance. Mature drivers 50 years old and up should […]

    September 9, 2015

  • Does My Homeowners Insurance Pay When a Tree Root Causes a Pipe to Break?

    We don’t often think of everything that can damage our home because so many things happen sight unseen. So here’s a claim we’ve encountered before…What if a tree root causes a pipe to break under your house? It can cause water damage to the house and there’s the broken pipe to deal with. And to […]

    September 1, 2015

  • A Legacy of Utica Area Insurance Companies That Would Make Ben Franklin Proud

    Benjamin Franklin invented bifocals, the lightning rod, and the Franklin stove among other things. He was a founding father, scientist, author, publisher, and he adorns America’s $100 bill. And, oh, by the way, he helped establish one of the first insurance companies in America. And it’s still in business. In 1752, he founded the Philadelphia […]

    August 26, 2015

  • Should I Run With Traffic or Against It…and Other Running Safety Tips

    Stephen King was almost killed by a car that struck him while he was walking alongside the road in Maine. It happened quite a few years ago and, thankfully for him, his family, and his fans, he survived. Whether you are walking along the road or, as so many here in the Utica area enjoy, […]

    August 18, 2015

  • What’s Wrong With Cheap Auto Insurance?

    You hear it all the time, especially from younger drivers. I want some “cheap car insurance.” They’ve saved their money and put it all into a used car and they look at car insurance as a necessary evil. The car is fun. The car is freedom. But it isn’t worth much and the insurance is […]

    August 5, 2015

  • 8 Ways You Can be a “Role Model” with Smart Bicycle Safety

    Bikes are a blast. Riding is fun, fast, and healthy. Thing is, you are not protected like you are in a car so safety is a big concern on a bike. We consulted the National Highway Traffic Safety Administration for some tips on bike safety. Keep in mind that on the roadway bikes are legally […]

    July 21, 2015

  • To Buy or Lease Your Car…That is the Question

    We were speaking with a friend the other day who is tired of the constant repairs he’s having to make to his 2006 vehicle. It’s one thing, then the other…steering mechanism and fluid replaced, struts, breaks, tires that can’t hold air…on and on. Then looking at the ads in the Utica Observer Dispatch, he noticed […]

    July 14, 2015

  • Cyber Liability Insurance for Your Business

    As we’ve talked about in our last two posts, Cyber Security is a major concern not just for large corporations but for any business that operates with computers on the internet. Breaches of information cause lawsuits when hackers steal names, dates of birth, and social security numbers. And there are costs to report the breach […]

    July 7, 2015

  • Your Business’s Data Protection and Cyber Risk

    Do you need cyber liability insurance? As you can tell from our last post on your risk of a cyber attack, the insurance industry is starting to see real life claims for cyber security breaches and lost data. So who needs cyber liability coverage? If you are a business that collects or handles confidential information, […]

    June 30, 2015