Are we as a country getting better at motor vehicle safety…or worse? The U.S. Department of Transportation and the National Highway Traffic Safety Administration (NHTSA) publishes an annual summary of the statistics that give us an accurate picture of the state of motor vehicle accidents in the U.S. It’s called, “Traffic Safety Facts.” And the […]
September 6, 2016
Let’s look at a data breach insurance from a different angle. Most cyber insurance policies have multiple coverage parts. Network Security provides coverage for a failure to protect your data. Privacy Liability covers a failure to protect information such as Personally Identifiable Information (PII) and Personal Health Information (PHI). When handling PII and PHI, there […]
August 30, 2016
Here’s a headline for an article we saw the other day on www.newyorkupstate.com: “Risk of tornadoes, flash floods increases in Upstate NY in latest forecast.” The article warned of power outages and wind damage if tornadoes formed, including in the Mohawk Valley. Then we heard about an actual tornado in Constableville in Lewis County on […]
August 23, 2016
We are excited to announce that Denise Conti of Whitesboro has joined our staff as a Commercial Lines Account Manager. She will be marketing, quoting, and servicing commercial insurance programs for our business clients. She’s been in the insurance industry for over 16 years. She started out as an assistant to a senior vice president […]
August 16, 2016
We just talked to a friend of ours who drove to Rhode Island on the 4th and then Vermont last week to visit family. The thing he noticed with all that driving was the many motorized recreational vehicles on the roads. With gas prices so low, it’s no wonder. It’s a great way to travel […]
August 9, 2016
We noticed in the Utica OD the other day a column by John Pitarresi about the New York State DEC I Fish NY Beginners’ Guide to Freshwater Fishing. So we took a look and were very impressed with the Guide. We went first to the section called, “Safe and Responsible Angling.” As insurance agents, we […]
July 27, 2016
A friend of ours told us the other day that he knew of someone locally who had installed solar panels on his roof. We’ve heard about the Oneida County Solar Panel Project and other larger projects, but what about solar panels for homes? And what’s the status of solar power here in New York State. […]
July 19, 2016
Have you noticed the popularity of fire pits here in the Mohawk Valley? So many people enjoying a few beverages around the glowing blaze. You can easily buy inexpensive “bowls” to enjoy in the backyard. Many people are installing sophisticated stone enclosures that are permanent fixtures. Are you thinking of buying or installing a fire […]
July 12, 2016
What a beautiful 4th of July weekend we just had! Let’s hope the great weather lasts for all of us golfers, boaters, and swimmers here in Central New York. And if it does, we’ll be turning on our room or central air conditioners. So this is a good time for some tips on home cooling. […]
July 5, 2016
Is there a funnier scene than the one in Chevy Chase’s classic movie, European Vacation, where he and his family are stuck in a London roundabout and can’t get out? For the eightieth time around while his family is passed out from going in circles all day, he points, “Look kids, it’s Big Ben, Parliament.” […]
June 28, 2016
