You’ve been driving a long time. It’s second nature. You know what you’re doing and you know the rules of the road. Or do you? Try the following questions. They’re taken from the New York State DMV study guide for the Learner’s Permit Test. So get out a piece of paper and pen…who knows, you […]
February 7, 2017
Our customers are often surprised at the number of credits available to them on their car insurance policy. So we thought we’d list some of them here. This way you can check your auto policy to be sure you’re getting every discount you deserve. Note that not every insurance company offers all of these credits […]
January 31, 2017
We’re well into the New Year and it’s time to talk about personal umbrella insurance, the last of our three “personal insurance checklist” posts. First we offered a list of auto coverages for you to check from your own policy. Then we talked about homeowners insurance. Both of those policies included separate coverage for lawsuits. […]
January 24, 2017
The Internet and social media in particular have made it easy to share more of our personal lives with our friends. But, it’s also become easier to share with people we don’t even know. Online privacy isn’t just about protecting your personal information — name, address and birthdate — to help prevent identity theft. It’s […]
January 24, 2017
What a terrific year we’re having for snowmobiling in New York State! Old Forge reports on January 17, 2017 fair to good conditions with up to 4” of frozen base. (Click to get the most current update on Snowmobile Old Forge NY.) And the Tug Hill is some of the best sledding in the northeast. […]
January 17, 2017
We’re starting the New Year with posts that will help you get control of the insurance share of your personal finances. Last week we talked about important car insurance coverages in an easy insurance checklist. This week, let’s do the same with your homeowners insurance. It’s actually a good time to look at homeowners insurance […]
January 10, 2017
No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so, you may not have even realized you were doing everything wrong. After all, most everybody […]
January 4, 2017
If one of your resolutions this year is to get control of your personal finances, then we’d like to help with this car insurance coverage checklist. This is the first of three posts you can use to help you review your current personal lines insurance coverages. These post will include today’s, the coverages on your […]
January 3, 2017
Here’s how Cathy LeTray, our Casual Day Project coordinator, put it this Christmas, “This is our second year adopting families at the Utica Municipal Housing Authority. We have been so blessed that we have been able to give these families a helping hand.” Our adopted moms, Ernesha and Mikya, had been living in shelters so […]
December 27, 2016
A friend of ours has a nice collection of Christmas books. He brings them out to help him get in the “proper” festive mood this time of year. The other day, he came across a little book of Christmas poems. It’s called “Lyrics & Legends of Christmas Tide” by Clinton Scollard, published in 1904. And […]
December 20, 2016
