Category: Uncategorized


  • The Dangers of Driving at Night

    Summer has ended, and while fall and winter have their own pleasures — including the beauty of fall colors and then off to the slopes — longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just 23% of vehicle miles […]

    November 6, 2015

  • Big Discount on the AARP Smart Driver Online Course

    Our friends at AARP and the Hartford Insurance Company have teamed up to celebrate Veterans Day by helping you save money on the AARP Smart Driver online course. They’re offering a 40% discount for members of AARP if they take advantage of this special deal during the month of November 2015. We’ve talked about online […]

    November 4, 2015

  • 4 More Common Teen Driving Mistakes

    Last week, we posted 5 mistakes common with teen drivers here. We’ve come across a few more that we’d like to share with parents and teens. These are easy to rectify and highly recommended so that our young insureds get to enjoy the road safely. Not Wearing a Seat Belt Teens don’t like wearing seat […]

    October 21, 2015

  • 5 Common Teen Driving Mistakes

    At Scalzo, Zogby & Wittig, we understand teenagers. There are teens in many of our employees’ families and, of course, we were there at one time, too! So the driving mistakes that teens make are familiar to us. That’s why we’d like to pass on what we know to you and your teens. We want […]

    October 14, 2015

  • How To Know It’s Time For An Elderly Driver To Give Up The Car

    According to the Leadership Alliance for a Vital Community, a website of the Community Foundation of Herkimer and Oneida Counties, the elderly population in Oneida and Herkimer Counties is growing. “Both counties are experiencing the graying phenomena effecting much of the country. The 85 and over group was the fastest growing since 2000 with 29% […]

    October 7, 2015

  • You Can Prevent Expensive Water Damage at Home

    When you think of property insurance the first thing that comes to mind is probably fire. At least that was the main concern when insurance companies were first formed in the U.S. back in the 18th century. But according to the Insurance Information Institute (I.I.I.), “Water damage is one of the most common and costly […]

    September 30, 2015

  • How To Know You’re Getting the “Best Insurance” in New Hartford, NY

    When people really care about something they want the best for it. The best for their kids, for their home, for their car. When they don’t care that much they often settle and “go cheap.” We have found over the years that when it comes to their families and businesses, our clients want the best […]

    September 23, 2015

  • A Quick & Easy Way to Get Smart About Your Finances

    At Scalzo, Zogby & Wittig, we’re always on the lookout for ideas than can make your life a little easier. We found a terrific resource the other day for help taking control of your finances and making good decisions about your money. It’s called the Financial Self-Defense Kit and it’s available here. You’ll find information […]

    September 16, 2015

  • 4 Easy Ways to Get a Break With Your Mature Driver Discounts

    Have you reached that time in life when the kids are gone, retirement is on the horizon, and your busy family life finally calms down? It’s a great time to be alive here in the Utica Rome area and that includes lower rates on your car insurance. Mature drivers 50 years old and up should […]

    September 9, 2015

  • Does My Homeowners Insurance Pay When a Tree Root Causes a Pipe to Break?

    We don’t often think of everything that can damage our home because so many things happen sight unseen. So here’s a claim we’ve encountered before…What if a tree root causes a pipe to break under your house? It can cause water damage to the house and there’s the broken pipe to deal with. And to […]

    September 1, 2015