Motorcycles offer an exhilarating way to travel, but they also require riders to follow specific laws to ensure safety on the road. In New York State (NYS), motorcycle laws are designed to protect riders, passengers, and other motorists. Understanding and adhering to these laws is essential for legal compliance and road safety. As the roads […]
March 18, 2025
Snowmobiling is a thrilling winter activity enjoyed by outdoor enthusiasts throughout New York State. Whether you’re exploring scenic Adirondack, Tug Hill, or Central New York trails, frozen lakes, or backcountry landscapes, safety should always be your top priority. With proper preparation and responsible practices, you can ensure a fun and safe snowmobile experience. 1. Wear […]
January 21, 2025
When choosing a new car, people over 65 should consider several factors to ensure comfort, safety, and ease of use. So we thought it would be helpful to offer a detailed guide for our Utica area seniors on what to look for: 1. Ease of Access and Comfort Entry and Exit: Look for cars with […]
June 11, 2024
Cooking fires are the leading cause of home fires, home fire injuries, and deaths from home fires according to the National Fire Protection Association (NFPA). This week, October 8-14, is Fire Prevention Week and the NFPA campaign is, “Cooking safety starts with YOU. Pay attention to fire prevention.” So we thought this would be a […]
October 9, 2023
You don’t have to tell Utica, the city that holds the Boilermaker Road Race, that running is a popular and invigorating form of exercise. Or that it not only benefits physical health but also provides mental clarity and stress relief. But every runner should know, whether you’re a seasoned marathoner or a casual jogger, prioritizing […]
August 8, 2023
Above-ground swimming pools can bring a great amount of joy and relaxation to those hot summer months here in the Mohawk Valley area. However, just like in-ground pools, they can also come with their own set of safety regulations to ensure that everyone can enjoy the pool without accidents or injuries. With that said, we […]
July 18, 2023
Insurance is complicated. We get it. So much in life comes with financial risk too large for one person or family to assume. Cars, homes, recreational vehicles and boats, personal liability, and income all need to be protected. That’s why our customers come to us with questions about their insurance. So we thought we’d offer […]
July 11, 2023
A sure sign of the Fourth of July holiday is the “Fireworks for Sale” tent at your local shopping center parking lot. This is a relatively new phenomena here in Central New York, as it wasn’t long ago that laws loosened a bit regarding fireworks. For example, sparkling devices that are now legal in New […]
June 27, 2023
A Homeowners 3 insurance policy, often referred to as an HO-3, is insurance coverage designed to protect homeowners against a range of risks and perils. It provides coverage for both the dwelling itself, detached structures, and personal belongings within the home. The thing we like about an HO-3, as opposed to the more limited HO-2 […]
June 13, 2023
Memorial Day has a rich history that spans over 150 years. Originally known as Decoration Day, it originated in the aftermath of the American Civil War and has since evolved into a solemn occasion to honor and remember the brave men and women who sacrificed their lives while serving in the armed forces. The origins […]
May 23, 2023
