In today’s world, where unexpected incidents can lead to costly litigation, personal liability insurance serves as a critical safeguard for financial and legal protection. It is a type of coverage designed to protect individuals from financial ruin in the event of an accident or mishap for which they are held legally responsible. While it may […]
January 7, 2025
In our last post we offered tips on preparing your car or truck for the cold days ahead. Thing is, winter in the Utica area can also be challenging for homeowners. But there are things you can do to protect your home from freezing temperatures, snow, and ice. This not only ensures comfort but also […]
December 3, 2024
Two top priorities for your student at college are likely academics and their social life. Property loss prevention? Often not thought of till important possessions are stolen or even lost in a fire. Thing is, students are particularly vulnerable to property theft or damage due to their transient living situations and the increased risk of […]
September 17, 2024
We hope everyone in the Mohawk Valley enjoyed their Labor Day Weekend as they get the kids ready for school and think about cooler weather to come. And speaking of weather, September brings some of the most beautiful days we experience here in the Utica area. Low humidity and sunny skies make it the perfect […]
September 2, 2024
Homeowners insurance policies are designed to provide financial protection against various types of losses or damages to a home and its contents. Among the many items covered under a standard homeowners insurance policy is sports equipment. This coverage can be particularly valuable for athletes and sports enthusiasts who own expensive gear. Understanding how this coverage […]
July 9, 2024
Here in the greater Utica area we eagerly anticipate the dazzling displays of fireworks that light up the night sky, symbolizing the nation’s independence and spirit. However, while fireworks bring joy and excitement, they also come with significant risks. Each year, thousands of people, particularly children and teenagers, are injured in fireworks-related incidents. Understanding the […]
June 25, 2024
The first disaster that comes to mind when people consider their homeowners insurance is usually fire. At least that was the main concern when insurance companies were first formed in the U.S. back in the 18th century. But according to the Insurance Information Institute (I.I.I.), “Water damage is one of the most common and costly […]
May 28, 2024
A friend of ours received an unusual gift this Christmas. He has a local volunteer fireman and firewoman in his family and they decided to give everyone a new fire blanket. He had never heard of a fire blanket, but it makes perfect sense. It’s in an easy to see red bag that you hang […]
January 2, 2024
Are you struggling to create a New Year’s resolution? We’ll go over some of the most popular resolutions and how to pick one. Happy New Year! Now that 2023 is coming to a close, millions of people may be thinking about their New Year’s Resolutions. Many people vow to improve something about themselves at this […]
December 12, 2023
Research at the National Fire Protection Association (NFPA) finds that Thanksgiving is the peak day for home cooking fires. And you won’t be surprised that all the excitement and conversation with the kids, aunts, uncles, and friends, leads to unattended cooking as the chief cause. So to avoid that call to your local fire department […]
November 21, 2023
