We were speaking with a friend the other day reminiscing about our Halloween as kids. He and his brother, cousin, and neighbors got together before the big night and mapped out their route. Then he begged his mother to allow him to be a hobo, which at the time was cool. They double brown bagged it […]
October 25, 2016
Drones have become popular here in the Mohawk Valley. Have you seen some of the spectacular videos of Utica and the area shot from drones? Here’s one of the fireworks during the 4th of July. Very cool! Mohawk Valley Community College offers training courses in Unmanned Aerial Systems (drones) and we even have the headquarters […]
October 18, 2016
We’ve had a great fall weather wise here in the Utica area. But with the leaves coming down soon and the weather probably getting rainy, at some point, every driver here has to deal with wet weather. But many people don’t realize the hazards the rain causes, so they just drive as they normally would. […]
October 11, 2016
Our own Steve Zogby was elected by the Independent Insurance Agents & Brokers of New York, Inc. (IIABNY) to the national board of directors of IIABA on September 7, 2016. He will fill the unexpired term of John R. Costello as National Director of New York’s oldest state insurance producer trade association. Steve will represent […]
October 4, 2016
It sure is inconvenient during those rare times when the power goes off here in the Mohawk Valley. In fact, just last Saturday morning 17,000 National Grid customers in the Utica area were without power. A line on a transmission tower in Walesville fell down across another line causing the outage. While outages are usually […]
September 27, 2016
Did you know that your homeowners insurance policy covers your stuff everywhere? Here it is, straight from the policy, “We cover personal property owned or used by any Insured while it is anywhere in the world.” Wow! So unless your chest of drawers is on the moon, it’s covered! That is, of course, subject to […]
September 20, 2016
Have you ever thought, “What do I do if my car catches fire?!” It could be after an accident or for a mechanical reason. And we just read in the Utica OD that a Tesla car caught fire in France during a promotional tour. So how do you prevent car fires in the first place? […]
September 13, 2016
Are we as a country getting better at motor vehicle safety…or worse? The U.S. Department of Transportation and the National Highway Traffic Safety Administration (NHTSA) publishes an annual summary of the statistics that give us an accurate picture of the state of motor vehicle accidents in the U.S. It’s called, “Traffic Safety Facts.” And the […]
September 6, 2016
Let’s look at a data breach insurance from a different angle. Most cyber insurance policies have multiple coverage parts. Network Security provides coverage for a failure to protect your data. Privacy Liability covers a failure to protect information such as Personally Identifiable Information (PII) and Personal Health Information (PHI). When handling PII and PHI, there […]
August 30, 2016
Tornadoes and flash floods are likely to happen in Upstate NY, according to the latest forecast. Previously, residents in Mohawk Valley were warned about potential power outages and wind damage in the event of a tornado. They were advised to be prepared for these risks. The warning specifically mentioned the importance of being aware of […]
August 23, 2016
