Blog

  • prepare vehicle for winter driving in Utica area

    Prepare Your Vehicle for Carefree Winter Driving

    Hardy Utica area residents understand all too well that winter weather can be harsh with its icy roads, snow, and low visibility posing challenges for cars and pickups. Worse, as always seems to happen, dealing with car problems on a cold, blustery day can be memorably unpleasant. So we’d like to remind you of key […]

    November 19, 2024

  • Halloween safety tips for kids and homeowners

    Kids and Homeowners, Enjoy a Safe and Fun Halloween!

    Halloween is a night filled with excitement, costumes, and candy, but safety and courtesy should be top priorities for both trick-or-treaters and homeowners. Whether you’re out collecting candy or welcoming visitors to your door, these tips will help ensure everyone enjoys a safe and spooky night. For trick-or-treaters, we recommend traveling in groups. Going door-to-door […]

    October 29, 2024

  • school bus traffic safety rules

    Safety Rules When Approaching a School Bus

    School buses are a familiar sight here in the greater Utica area. And they carry a most precious cargo—our children. For this reason, strict rules govern how other vehicles must behave around school buses. Following these rules is essential for ensuring the safety of students and preventing accidents. Unfortunately, not all drivers are aware of […]

    October 15, 2024

  • pedestrian rules in New York state

    New York State Right-Of-Way Rules for Pedestrians and Drivers

    A friend of ours recently returned from a visit to his son’s family in Los Angeles. His son lived in a residential area of West Los Angeles so there were nice sidewalks to enjoy his morning constitutional. He quickly noticed something strange when his fellow pedestrians reached an intersection. They didn’t bother to look for […]

    October 1, 2024

  • protect college student property

    Property Loss Prevention While Student Away at College

    Two top priorities for your student at college are likely academics and their social life. Property loss prevention? Often not thought of till important possessions are stolen or even lost in a fire. Thing is, students are particularly vulnerable to property theft or damage due to their transient living situations and the increased risk of […]

    September 17, 2024

  • Fall home preparation

    7 Tips to Prepare Your Home for Fall

    We hope everyone in the Mohawk Valley enjoyed their Labor Day Weekend as they get the kids ready for school and think about cooler weather to come. And speaking of weather, September brings some of the most beautiful days we experience here in the Utica area. Low humidity and sunny skies make it the perfect […]

    September 2, 2024

  • family disaster plan

    Prepare With a Family Disaster Plan

    The August 13, 2024 Rome Sentinel reports that over 400 structures sustained at least some damage during the tornado last month and a total of 82 buildings and homes suffered significant damage. While the cleanup continues and Romans recover from this traumatic event, we thought it would be a good idea to suggest that families […]

    August 13, 2024

  • dangerous teen driving signs

    Warning Signs of Dangerous Teen Driving

    If you are the parents of teens, you know that they and their friends may share rapid and intense mood swings, heightened sensitivity, and a growing need for independence and autonomy from you and authority figures in general. They’re also highly susceptible to peer pressure with a strong desire to fit in with their group. […]

    July 30, 2024

  • insurance coverage on sports equipment

    Sports Equipment: Is It Covered on Homeowners Insurance?

    Homeowners insurance policies are designed to provide financial protection against various types of losses or damages to a home and its contents. Among the many items covered under a standard homeowners insurance policy is sports equipment. This coverage can be particularly valuable for athletes and sports enthusiasts who own expensive gear. Understanding how this coverage […]

    July 9, 2024

  • backyard fireworks safety

    Backyard Fireworks Safety on the Fourth of July

    Here in the greater Utica area we eagerly anticipate the dazzling displays of fireworks that light up the night sky, symbolizing the nation’s independence and spirit. However, while fireworks bring joy and excitement, they also come with significant risks. Each year, thousands of people, particularly children and teenagers, are injured in fireworks-related incidents. Understanding the […]

    June 25, 2024