Ask any Central New York entrepreneur and they will tell you that running a small business is exciting…but also challenging. Owners invest significant time, money, and effort into building their businesses and protecting that investment is important to them. One essential tool for safeguarding a small business is insurance. Things can go wrong, accidents happen. […]
February 18, 2025
For many people living here in the Utica area, shoveling snow is a routine winter chore. The thing people may not know, however, is this seemingly simple task can carry significant health risks. This is true especially for those who are unprepared, out of shape, or unaware of the potential dangers (which we will mention […]
February 4, 2025
Snowmobiling is a thrilling winter activity enjoyed by outdoor enthusiasts throughout New York State. Whether you’re exploring scenic Adirondack, Tug Hill, or Central New York trails, frozen lakes, or backcountry landscapes, safety should always be your top priority. With proper preparation and responsible practices, you can ensure a fun and safe snowmobile experience. 1. Wear […]
January 21, 2025
In today’s world, where unexpected incidents can lead to costly litigation, personal liability insurance serves as a critical safeguard for financial and legal protection. It is a type of coverage designed to protect individuals from financial ruin in the event of an accident or mishap for which they are held legally responsible. While it may […]
January 7, 2025
Long before the days of online wish lists and virtual carts, Christmas shopping was an experience in itself—one filled with crowded stores, holiday cheer, and a special kind of magic that the internet could never replicate. Shopping for Christmas gifts often meant braving the cold, navigating through bustling stores, and discovering treasures among fully stocked […]
December 17, 2024
In our last post we offered tips on preparing your car or truck for the cold days ahead. Thing is, winter in the Utica area can also be challenging for homeowners. But there are things you can do to protect your home from freezing temperatures, snow, and ice. This not only ensures comfort but also […]
December 3, 2024
Hardy Utica area residents understand all too well that winter weather can be harsh with its icy roads, snow, and low visibility posing challenges for cars and pickups. Worse, as always seems to happen, dealing with car problems on a cold, blustery day can be memorably unpleasant. So we’d like to remind you of key […]
November 19, 2024
Halloween is a night filled with excitement, costumes, and candy, but safety and courtesy should be top priorities for both trick-or-treaters and homeowners. Whether you’re out collecting candy or welcoming visitors to your door, these tips will help ensure everyone enjoys a safe and spooky night. For trick-or-treaters, we recommend traveling in groups. Going door-to-door […]
October 29, 2024
School buses are a familiar sight here in the greater Utica area. And they carry a most precious cargo—our children. For this reason, strict rules govern how other vehicles must behave around school buses. Following these rules is essential for ensuring the safety of students and preventing accidents. Unfortunately, not all drivers are aware of […]
October 15, 2024
A friend of ours recently returned from a visit to his son’s family in Los Angeles. His son lived in a residential area of West Los Angeles so there were nice sidewalks to enjoy his morning constitutional. He quickly noticed something strange when his fellow pedestrians reached an intersection. They didn’t bother to look for […]
October 1, 2024
