Things happen…we all know that life carries with it a multitude of risks. Your neighbor can trip and fall off your front porch, you can get into a car accident, or your tree can fall over onto the house next door. Most of the accidents in life are minor and no more than an inconvenience. […]
February 10, 2015
If you’re a parent here in the New Hartford area, you either are or will have a young driver in your household. As we recall back when we were that age (a long time ago for many of us here at Scalzo, Zogby & Wittig!), getting your drivers license was the most exciting thing about […]
February 3, 2015
Imagine you’ve just suffered a devastating fire. There’s nothing left but the burned out remnants of your home and everything that was in it. Your first worry is most likely, “Am I covered on my homeowners insurance for all of this?” The fact of the matter is, you probably are. We do everything we can […]
January 27, 2015
Do you ever ask yourself whether you really matter to the people you do business with? Some of us who have been around for a while (yes, that means our own Gary Scalzo and Steve Zogby!) remember when you knew the owners of most of the local stores. If you weren’t sure about a product, […]
January 20, 2015
When it comes to protecting your business property from fire, wind, theft, and all of the other perils covered in your Business Property Insurance policy, the first thing on most owners’ minds is the restoration of the property itself. If there’s a fire at the plant or office, damage to the building needs to be […]
January 13, 2015
If you are the named insured on a personal auto policy, you own one of the broadest liability policies you can buy. It not only has coverages for you and your family in your cars, but also if you’re driving another person’s car, a rental car, or even if you’re a struck by a car […]
January 6, 2015
Are you about to hire a contractor to get some work done on your building? Maybe it’s a new roof, some plumbing repairs, or a new addition. If you are, Matt Briggs in our Commercial Lines Accounts department suggests calling him first. The thing he’s worried about is, what happens if the independent contractor you […]
December 30, 2014
Life insurance is tough to talk about. No one wants to think about dying, especially when they’re healthy with an active family life and successful career. It’s natural that you might want to put off thinking about death when you’re so full of life. At Scalzo, Zogby & Wittig we’ve served generations of clients and […]
December 23, 2014
The nice thing about saving money on your car insurance is that if things stay the same, you’ll save year after year. We have plenty of discounts available to you that you’ll be very happy to take advantage of. We ran across this helpful info on the New York State Dept. of Financial Services website. […]
December 16, 2014
You know that homeowners insurance policies protecting your property include deductibles. This is the amount insured’s pay after a loss before the policy kicks in to pay for the rest of the damage. The question is how large a loss should you pay for before your homeowners insurance takes over? Back when our principals Gary […]
December 9, 2014
