When it comes to protecting your business property from fire, wind, theft, and all of the other perils covered in your Business Property Insurance policy, the first thing on most owners’ minds is the restoration of the property itself. If there’s a fire at the plant or office, damage to the building needs to be […]
January 13, 2015
If you are the named insured on a personal auto policy, you own one of the broadest liability policies you can buy. It not only has coverages for you and your family in your cars, but also if you’re driving another person’s car, a rental car, or even if you’re a struck by a car […]
January 6, 2015
Are you about to hire a contractor to get some work done on your building? Maybe it’s a new roof, some plumbing repairs, or a new addition. If you are, Matt Briggs in our Commercial Lines Accounts department suggests calling him first. The thing he’s worried about is, what happens if the independent contractor you […]
December 30, 2014
Life insurance is tough to talk about. No one wants to think about dying, especially when they’re healthy with an active family life and successful career. It’s natural that you might want to put off thinking about death when you’re so full of life. At Scalzo, Zogby & Wittig we’ve served generations of clients and […]
December 23, 2014
The nice thing about saving money on your car insurance is that if things stay the same, you’ll save year after year. We have plenty of discounts available to you that you’ll be very happy to take advantage of. We ran across this helpful info on the New York State Dept. of Financial Services website. […]
December 16, 2014
You know that homeowners insurance policies protecting your property include deductibles. This is the amount insured’s pay after a loss before the policy kicks in to pay for the rest of the damage. The question is how large a loss should you pay for before your homeowners insurance takes over? Back when our principals Gary […]
December 9, 2014
A not-for-profit’s board of directors is the community’s connection to the institution and its operations. The board is the source of governance and, in many cases, the fundraising. The non-profit’s success hinges on the selection of a competent, reliable paid director who works within the parameters set by the board. It’s the paid director’s job […]
December 2, 2014
At Scalzo, Zogby & Wittig, we have found that after a major home fire at home, one of the toughest losses is to a family’s personal treasures. We are certainly there for them with insurance on their building and contents, but there are items in every home that are more valuable for the wonderful memories […]
November 25, 2014
You might be like a lot of people here in New Hartford, Whitesboro, and Clinton where you have accumulated jewelry over the years. You have your own collection but have also added to it with gifts or bequeaths from your parents or other relatives. The thing is, all of those little pieces often get stored […]
November 19, 2014
Your employees get together to eat in for lunch and there’s a special at the restaurant in the next town. They order over the phone and one of the group volunteers to pick up the food in their personal car. She’s in a bit of a hurry and on the way rear-ends another vehicle causing […]
November 12, 2014
