A car goes off the road and strikes the flowerbed in front of your house.  Is there coverage on your homeowners’ insurance policy to replace the flowers?   The answer is yes, there is some coverage and here’s how it works.  Your homeowners’ policy covers for trees, plants, or shrubs on your premises for the following [...]

As Honorary Co-Chairs Gary Scalzo and Steve Zogby hope that you will tune in tomorrow, April 18th, to WUTR-TV for the 6th Annual Telethon for the Oneida County Historical Society.  Since 1876, the Oneida County Historical Society has served the citizens of the Mohawk Valley as a museum, research library, and as a center of [...]

Ahh….. Vacation….  It’s that time of year when we all start thinking of where to go, how far we feel like driving, or should we fly?  Once that is settled our bags are packed and we just can’t get out the door fast enough.  Wait!  Have to make sure the house is taken care of.  While [...]

Step awaaaayy from the keyboard, put the cell phone down, we’re not done yet.  Even after the successful America’s Greatest Heart Run & Walk, we decided to walk some more.  Join us at City Hall for a 1 mile walk (it really won’t kill you) to get you started on a healthier life.   This Wednesday, [...]

They have the right idea… Chubb has created a video: The Real Deal About Independent Agents, stating the obvious when the time comes to decide on insurance for your home or auto or boat, etc.    You could choose to do your business on-line, or even call that 800 number, and that works out fine for some people.  [...]

20 years is a LONG time for anything…….a business, a marriage, even friendships.  In a way Scalzo, Zogby & Wittig, Inc. is celebrating all three.  The business partnership that Gary and Steve share is like a marriage, where there are agreements, disagreements and compromises.  It’s definitely a friendship.   Since March, 1992, Scalzo, Zogby & Wittig, [...]

America’s Greatest Heart Run & Walk is Saturday, March 3rd, at Utica College, so come on out and walk (or run) with us!   Almost everyone knows someone affected by heart disease or stroke.  But, not everyone knows the best way to fight heart disease or stroke.    Go to www.uticaheartrunwalk.org to learn what you can do to [...]

Everyone has noticed how much rain we’re getting this year, right?  (it’s supposed to be winter!)   Don’t you wonder where all the water is going?   Coverage for water back-up of sewer and drains is included on most homeowner’s policies, but many are limited to $5,000. If you have rental properties, you may want [...]

Check this out - Gary Scalzo and Steve Zogby have been named honorary co-chairmen for the 6th Annual telethon for the Oneida County Historical Society to be held on April 18th this year.  Big surprise?  Not really!  These two gentlemen are always stepping up to the plate when asked to lend a helping hand.  If you [...]