• family needs life insurance

    How Much Life Insurance? What Kind?

    The two questions that most often come to mind when people think about life insurance are: how much and what kind? There was a time when many questioned the basic need for life insurance. But these days, the premiums are reasonable so price isn’t the barrier it once was. So who comes to us for […]

    May 21, 2019

  • fire safety for disabled

    Fire Safety for People with Disabilities

    Daily life isn’t easy for people with disabilities. Or for those who care for them. That’s why the support of family and friends is so important. And it’s where the professionals at ARC Herkimer, Central Association for the Blind, and Upstate Cerebral Palsy are so important for our Utica area community But many people do […]

    May 14, 2019

  • home equipment insurance coverage

    Home Equipment Coverage & Service Line Breakdown

    Today people have all kinds of equipment at home. Stuff we wouldn’t have dreamed of a generation ago. There’s home entertainment equipment, computers, Siri, and sophisticated kitchen appliances. It seems that our homes have become connected whirlwinds of electronic entertainment and work related gadgets. Plus, many homeowners don’t realize that they are responsible for repairing […]

    May 7, 2019

  • seniors

    Fire Prevention for Seniors

    Attention Mohawk Valley seniors: as you get older your risk of dying in a home fire gets greater. Compared to the general population, people over 65 are twice as likely to be killed or injured in a fire. Smoking is the leading cause of home fire deaths for our seniors. And cooking is the number […]

    April 30, 2019

  • kid on a bike safety

    Bicycle Safety for Mohawk Valley Kids

    Did you know that wearing a bicycle helmet reduces a person’s risk of injury and traumatic brain injury by 88%! That’s according to the New York State Department of Health. Thing is, approximately 19,000 people in New York State are injured due to bicycle related injuries and treated in a hospital each year. And every […]

    April 23, 2019

  • recycle

    Three ways to lower your carbon footprint for Earth Day (and beyond)

    On April 22, the 49th annual Earth Day is expected to include more than 1 billion people in nearly 200 countries taking part in what the Earth Day Network calls “the largest civic-focused day of action in the world.” Since the first Earth Day in 1970 (which was connected to the passage of the Clean […]

    April 16, 2019

  • teen drivers

    Parents Can Lower the Risk for Teen Drivers in the Mohawk Valley

    If you have a teen driver in the family, he or she is more likely to be in a car accident than other drivers. The New York Department of Health says, “Motor vehicle crashes are the leading cause of unintentional deaths and hospitalizations for teens age 16 to 17 in New York State.” Why? Teens […]

    April 16, 2019

  • boating safety for kids

    Boating Safety for Kids

    The Adirondacks, Finger Lakes, and Great Lakes make New York State a haven for boating. And closer to home in the Mohawk Valley are Hinckley Lake, Lake Moraine, and Canadarago Lake, where Central New Yorkers enjoy summertime fun. Boating is most often a family affair, with mom, dad, and the kids all riding our pristine […]

    April 9, 2019

  • Someone Stole My Fishing Pole…Is it Covered?

    We bet this is the first thing that comes to your mind at the beginning of fishing season: Is your fishing equipment covered on your homeowners insurance? Okay, maybe not the first thing. Unless, of course, something does happen to your gear. We’ll get to that in a sec. But first, we think you’ll agree […]

    April 2, 2019

  • money

    7 Ways to Improve Your Finances During Financial Literacy Month

    April is tax season, so a lot of people are thinking about their finances these days. But if you’re like most people, you’re probably thinking in the short term: What’s my refund going to be—or how much do I owe? And what is that going to do to my monthly budget? It’s good to be […]

    April 1, 2019