Most of us don’t think much about all the water circulating into and out of our houses. There’s the kitchen sink, bathroom sink, and large industrial sink in the cellar. The shower and toilet. The outdoor faucet for the garden hose. And it all drains down into the sewer out of the house. That’s a…Read More

Ivanka Trump isn’t the only advocate for paid family leave. In fact, Governor Cuomo signed into law the New York State Paid Family Leave Program (PFL) in 2016. It’s effective starting January 1, 2018, so if you are an employer in New York State, it’s time to get ready for the new law. The basis…Read More

Governor Cuomo recently signed legislation to implement ridesharing in New York State. It takes effect on June 29, 2017. This means that you will be able to use your Smartphone app to hire a ride with a Transportation Network Company (TNC) like Uber and Lyft. If you’ve ever used the service in other states (we…Read More

Last month in our tribute to Mom, we offered up a little history of Mother’s Day. Well, fair is fair, so as we celebrate our Dads this weekend, let’s look back and discover how Father’s Day became a national holiday. You remember from our post last month that Anna Jarvis honored her mother with the…Read More

There are plenty of good fitness centers, gyms, and running clubs here in the Utica area to help you get into shape. And stay in shape. But what if you just want to ease into a healthier lifestyle? Well, we have some tips for you that are simple to do and healthy. 1. Eating Whole…Read More

If you’re old enough to remember the “energy crisis” in the mid-1970s, you’ll understand the movement to build energy efficient homes. At the time, OPEC imposed an embargo on oil exports and increased the price of oil four fold. The home construction industry responded with tighter construction and better insulation and roofing. Those with older…Read More

We are excited to announce that Lisa Marchitelli has joined our staff as a Commercial Lines Account Manager. She will be marketing, quoting, and servicing commercial insurance programs for our business clients. She has been a licensed property and casualty agent for over 9 years, working for independent agencies locally and in Arizona. She also…Read More

Fire is the danger that most people think of when they consider insurance protection for their home and possessions. But according to the Insurance Information Institute (III), water damage is one of the most common and costly disasters for U. S. residences. It accounts for billions of dollars in losses to homeowners and renters. Water…Read More

With Mother’s Day coming this Sunday, we got wondering about the history of this annual celebration of our mothers. Who came up with the idea? And why is the title singular, Mother’s Day, and not Mothers’ Day? Turns out it started in West Virginia in the 1850s when Ann Reeves Jarvis formed Mother’s Day work…Read More