If Aging Changes You, Should You Change Your Driving?

November 7th, 2017

Okay, so you’re old enough to enjoy the benefits of Medicare. That doesn’t mean you can’t continue to experience the freedom of owning a car. But as you age, physical changes will occur that can affect your driving. What should you do to compensate? How can you make changes that will keep you safe so…Read More

Let’s BOP Your Business Insurance

October 31st, 2017

Gary Scalzo, Steve Zogby and our Trusted Choice™ agency have specialized in business insurance in the Utica area for over 30 years. And last year we added Lisa Marchitelli and Denise Conti to our staff as Commercial Lines Account Managers, so we have the experience and expertise that businesses and non-profits appreciate when it comes…Read More

Halloween’s Ghostly Irish History

October 24th, 2017

Halloween is coming up so we thought, along with some tips on keeping the kids safe, we’d let you in on a little ghostly history. And surprisingly enough to us, it turns out that St. Patrick’s Day isn’t the only holiday with Irish roots. First off, the name Halloween comes from All Hallows’ Eve, the…Read More

Good News…Teen Crashes Going Down!

October 17th, 2017

The AAA Foundation found in a study of teen driver crashes that, “The number of people injured annually in crashes involving teen drivers declined by 51% between 1994-2013 and the number of people killed each year in teen driver crashes declined by 56%. Most of these declines in injuries and fatalities occurred between 2004 and…Read More

Watch the Heat for Fire Prevention Week Oct. 8-14

October 9th, 2017

It’s getting colder here in New Hartford and the greater Utica area so we’re seeing the furnace revved up, fireplace going, and candles lit throughout the house. And all contribute to the risk of house fires. So in light of this year’s Fire Prevention Week, we thought we’d offer some quick tips to help you…Read More

“The Neighbor’s Tree Fell On My House…Who Pays?”

October 3rd, 2017

Has this happened to you? There’s a tree in your neighbor’s backyard close to your property. You’re a bit nervous about it because it’s getting old and there’s some rot inside. What if a windstorm causes that tree to come crashing down onto your house? Your roof and second floor bedroom would be hit. The…Read More

My Speedometer Must Be Broken

September 27th, 2017

What are the excuses the New York State Police hear every day from speeders? We ran across a brochure that would be pretty funny if its underlying message wasn’t so serious. It listed many of the typical excuses we all give after having been stopped for speeding. Here are some given to NYS Troopers that…Read More

Your Recovery from Identity Theft Starts Here

September 19th, 2017

Identity theft reporting is complicated because it’s a crime that affects so many of the institutions you do business with. But there’s help. In our last post we talked about a Federal Trade Commission (FTC) website, Follow the step-by-step instructions there and you will have reported the theft properly to the FTC. You’ll answer…Read More

How to Prevent Identity Theft & What To Do If You Are a Victim

September 12th, 2017

What is identity theft? Basically, it’s a crime where a thief steals your full name and/or social security number to commit fraud. Thieves can use this info to apply for credit, get phony tax refunds, or even get medical services on your health insurance. They can drain your bank account, run up charges on your…Read More

Boomers On The Road, Know Thyself and Stay Safe

September 5th, 2017

There are more U. S. residents over age 65 than ever before. It’s no wonder, with the baby boom generation finally reaching retirement age. The Insurance Information Institute says that the over 65 population grew from 35 million in 2000 to a whopping 49.2 million in 2016. Of those 49.2 million, over 40 million were…Read More

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