Category: Uncategorized


  • utica thanksgiving conversation prompts

    Skip the Politics with Utica’s Thanksgiving Dinner Conversation Starters

    We’ve noticed that watching politics on TV has become choice entertainment for many Central New Yorkers. MSNBC, Fox News, CNN…pumping out the daily, diabolical machinations of Washington, DC. So we’re suggesting that families in the greater Utica area take a break from the fray by talking about something else at the Thanksgiving dinner table this […]

    November 19, 2018

  • snowmobile insurance

    Ins and Outs of Snowmobile Insurance in New York State

    The Utica area is at the center of the some of the best snowmobiling in New York State. We are the gateway to the Adirondacks. The snowy Tug Hill Plateau is just a few miles away. And don’t forget our own back yards in Oneida, Madison, and Herkimer Counties. So there’s a good chance you […]

    November 13, 2018

  • nonprofit insurance utica ny

    Your Greater Utica Nonprofit Insurance Checklist

    One of the things we’re most proud of as independent agents here in the Utica area is serving our many nonprofit clients. We help manage the risk for so many worthy institutions in the Mohawk Valley that you might say we have become specialists in nonprofit insurance coverages. Not only that but Gary Scalzo and […]

    November 6, 2018

  • Flood Isn’t Covered on Your Homeowners Insurance!! And Neither Is…

    While we are here for you when you have a loss to your home or contents, there are some things that homeowners insurance policies will not cover. We thought it would be a good idea to let you in on some of the standard exclusions. Our focus is on what’s more likely to happen to […]

    October 30, 2018

  • Halloween utica ny

    Halloween Fun, Scary $$$$

    Halloween isn’t that big a deal, right? Baby boomers remember a simple, fun time of roaming the sidewalks, bribing neighbors for treats with playful threats of tricks. But look what it’s turned into. From The National Retail Federation (NRF) Expected spending for Halloween in 2018: $9 billion! Spending per celebrant: $86.79 Americans celebrating Halloween: 175 […]

    October 23, 2018

  • securing mohawk valley home

    Flying South for the Winter? How to Secure Your Mohawk Valley Home

    Not everyone in the Mohawk Valley stays here for our cold, dark winter months. Florida beckons and many Utica area residents fly south for the winter and return in the spring. That means they’re leaving their houses empty for half the year. Are you a snowbird? If you are, here are some things you should […]

    October 16, 2018

  • car accident utica ny

    I Just Had a Car Accident. What Now?

    The last thing any of us want to suffer is the pain of a car accident. Even the dull sound of metal against metal in a minor collision can be frightening and traumatic. But accidents happen. There are over 300,000 traffic crashes in New York State each year. And circumstance can lead even those good […]

    October 9, 2018

  • fall driving hazards

    Fall Driving Scrapes to Avoid in the Mohawk Valley

    What does fall bring to the Utica area beside beautiful color? How about the Utica Comets and Utica College, Hamilton, and Colgate hockey. Youth hockey and football. Theater, hay rides and pumpkin pie. Plus, driving dangers unique to the Central New York fall season. They’re lurking everywhere, poised to cause you unexpected grief. Take a […]

    October 2, 2018

  • insurance tornado utica

    What Should You Do if a Tornado Strikes the Utica Area?

    With Hurricane Florence wreaking havoc on the Southeastern coast, our thoughts are with everyone there suffering from massive flooding. But we also breathe a sigh of relief that we don’t experience hurricanes here in Utica area. Yes it rains and our winters are tough, but there are no coastal waters that would fuel these terrifying […]

    September 18, 2018

  • life insurance utica, ny

    Life Insurance is Problem Solving Ahead of Time

    When it comes to life insurance, what we’re really talking about is problem solving ahead of time. Whether you’re married or single, employed or in business for yourself, early planning for those you’re financially responsible for makes sense. But though it makes sense, we understand how tough it is to ask yourself the question “What […]

    September 11, 2018