Category: Uncategorized


  • prevent ice dams

    Snow vs Home

    Winter brings snowmobiling, skiing, and hockey to the Utica area. Plus cozy fireplaces and indoor relaxation. But it can also wreak havoc on your home. So we consulted DisasterSafety.org for some tips on preventing the ice dams that can damage the interior of your home. We also found out how to determine the amount of […]

    January 28, 2020

  • winter driving tips utica ny

    Safe Winter Driving Takes Skill, Knowledge, and Patience

    The daughter of a friend of the agency lives in Atlanta. She complains that just an inch of snow brings the Southerners to their knees! Anyone who has had to drive the super highways of Atlanta knows how dangerous that can be. Up here in Utica, we know how to drive in the snow. But […]

    January 21, 2020

  • personal insurance checklist

    Your New Year Personal Insurance Checklist

    We thought the new year would be a good time to give you a quick overview of personal insurance coverages. These are typical of our Utica area customers. We hope they’ll help you get more organized with your insurance. And maybe remind you of areas where you have questions. We encourage you to call us […]

    January 14, 2020

  • business insurance checklist

    Your New Year Utica Area Business Insurance Checklist

    Gary Scalzo and Steve Zogby have helped manage risk for Utica area businesses for over 40 years. They also represent some of the largest and most respected A-rated insurance companies in the industry. They analyze a client’s risk by learning how their business operates. Then they recommend coverages and present the account to their insurance […]

    January 2, 2020

  • Scalzo Zogby Wittig Christmas

    A Very Merry Utica MHA Christmas

    Every year at Christmastime, we get to know some special families. We’re introduced to them through the good people at the Utica Municipal Housing Authority (MHA). We’ll tell you about them in a minute, but first… Did you know the Utica MHA is one of the first housing authorities in the United States? Established in […]

    December 17, 2019

  • cyber shopping

    Last Minute Cyber Shopping Tips

    We’re betting that many in the Mohawk Valley are still getting their last minute cyber shopping done. But in the haste of the Christmas deadline, we urge you not to get careless. We checked with the Better Business Bureau (BBB) to get advice on the risks of online shopping. Take a look below for ways […]

    December 10, 2019

  • christmas tree fire safety

    Christmas Tree Fire Safety Tips

    Have you noticed many of our Utica area neighbors got their Christmas trees up early this year? They blissfully broke with tradition: “We don’t get our tree up before Thanksgiving.” Maybe people need some cheering up. What with all the politics in the news recently. The extreme weather with rain, floods, and snow. We checked […]

    December 3, 2019

  • flood protection utica business

    Flood Protection for Utica Area Businesses

    Many Utica area businesses were hit hard by torrential rains and flooding a few weeks ago. In our last post, we talked about protecting your business from heavy rainstorms. Today we’ll offer tips on flood protection for your business We went back to the Insurance Institute for Business & Home Safety (Disaster Safety.Org) to find […]

    November 26, 2019

  • rain protection business

    Heavy Rain Protection for Utica Area Businesses

    Heavy rainfalls here in the Mohawk Valley have become more frequent the last few years. The 2019 Halloween rain storm in the Utica area was no different. It devastated homes and businesses. So for Utica area business owners, we wanted to offer advice on how you can protect your buildings from the next rainstorm. We […]

    November 19, 2019

  • mall safety

    How to Avoid Mayhem at the Mall this Holiday Season

    We’re fortunate here in the Mohawk Valley that crime isn’t a big worry. We don’t suffer the high crime rates that larger, more metropolitan areas do. But every once in a while, shoppers experience thieves, vandals, even carjacking. With the holiday season upon us, we thought it would be a good idea to let you […]

    November 12, 2019