Category: Uncategorized

  • rain protection business

    Heavy Rain Protection for Utica Area Businesses

    Heavy rainfalls here in the Mohawk Valley have become more frequent the last few years. The 2019 Halloween rain storm in the Utica area was no different. It devastated homes and businesses. So for Utica area business owners, we wanted to offer advice on how you can protect your buildings from the next rainstorm. We […]

    November 19, 2019

  • mall safety

    How to Avoid Mayhem at the Mall this Holiday Season

    We’re fortunate here in the Mohawk Valley that crime isn’t a big worry. We don’t suffer the high crime rates that larger, more metropolitan areas do. But every once in a while, shoppers experience thieves, vandals, even carjacking. With the holiday season upon us, we thought it would be a good idea to let you […]

    November 12, 2019

  • repetitive strain injury hands

    Avoid Repetitive Strain Injury on Your Hands

    One of the primary coverages for our business clients who have employees is Workers Compensation Insurance. And a frequent claim experienced by those employees is repetitive strain injury in the hands. It’s not always work related. It can also happen to people as a result of a hobby. Any activity where you use your hands […]

    November 5, 2019

  • Olivia Deck Utica's Finest Food Tour

    SZW Takes the Amazing Utica’s Finest Food Tour

    You hear it all the time. Utica restaurants have the best food anywhere. So when we found out about the new Utica’s Finest Food Tour, we couldn’t resist. We closed the office last Wednesday afternoon and took the whole crew on the Downtown Utica tour. It was so cool! Tour owner Olivia Deck, a fellow […]

    October 29, 2019

  • nys employee benefits

    Attention New Businesses: Mandatory NYS Employee Benefits Explained

    If you are starting a new business in the Utica area and will have employees, there are New York State mandated coverages that you must have. The employee benefits coverages required include Workers Compensation Insurance (WC), Disability Benefits (DBL), and Paid Family Leave (PFL). And it’s not just for regular full time employees. Day labor, […]

    October 21, 2019

  • employment practices liability insurance

    Smart Businesses Get Employment Practices Liability Insurance

    Here’s what the Travelers, one of our major insurance carriers, has to say about Employment Practices Liability Insurance (EPLI): “You make decisions every day that impact your employees: hiring, compensation, promotions, accommodating disabilities, terminations, and more. Each of these can lead to a claim for a wrongful employment practice if not handled correctly.” What comes […]

    October 15, 2019

  • teen driver safety

    The Most Dangerous Situation for Teen Drivers Isn’t What You Think

    When is driving a car most dangerous for teens? You would think that here in the Mohawk Valley it would be during icy winter conditions. Or during a snow or sleet storm. Maybe when an inexperienced teen driver is navigating a place unfamiliar to them. These answers all make sense, but they’re not the most […]

    October 8, 2019

  • living will in new york state

    A Living Will According to Your Wishes

    In our last post we talked about appointing someone to make your healthcare decisions for you if you are unable to make them yourself. That person is your proxy subject to the New York State Health Care Proxy Law. As we said, a person appointed as Health Care Proxy makes health care decisions for you […]

    October 1, 2019

  • nys healtcare proxy law

    What Would You Do? Advanced Care Planning & the NYS Healthcare Proxy Law

    What happens if you need healthcare but can’t speak for yourself? You might have had a serious accident. Or you suffer from dementia. How will doctors know what you would do if you were aware of the situation? Advance care planning is all about the decisions you would make based on your values, wishes, and […]

    September 24, 2019

  • cyber attacks

    Phishing? Ransomware? Botnet? What Kind of Cyber Attack is This?

    Cyberattacks are in the news practically every day. It’s a scary thought that our country’s major infrastructure is vulnerable to computer system hacks. The same is true with our major corporations. But even small businesses in the Utica area should be careful with the information they store on their computers. And their transactions online with […]

    September 17, 2019