Category: Uncategorized


  • insurance tornado utica

    What Should You Do if a Tornado Strikes the Utica Area?

    With Hurricane Florence wreaking havoc on the Southeastern coast, our thoughts are with everyone there suffering from massive flooding. But we also breathe a sigh of relief that we don’t experience hurricanes here in Utica area. Yes it rains and our winters are tough, but there are no coastal waters that would fuel these terrifying […]

    September 18, 2018

  • life insurance utica, ny

    Life Insurance is Problem Solving Ahead of Time

    When it comes to life insurance, what we’re really talking about is problem solving ahead of time. Whether you’re married or single, employed or in business for yourself, early planning for those you’re financially responsible for makes sense. But though it makes sense, we understand how tough it is to ask yourself the question “What […]

    September 11, 2018

  • Utica highway infrastructure

    $348.4 Billion Saved with Better Highway Infrastructure

    Have you noticed all the talk lately of our country’s crumbling infrastructure? We’ve been constantly hearing of what amounts to close to an emergency. Our roads and bridges are badly in need of repair. And who in the Utica area hasn’t noticed the rebuild of the arterial. On October 31, 2017, Governor Cuomo announced the […]

    September 4, 2018

  • dog bites new york state law

    Dog Bites and New York State Law

    Believe it or not, the Insurance Information Institute found that over one-third of all homeowners liability claims in the U. S. in 2015 were from dog bites. And the cost per claim averaged more than $37,000 per bite. That’s over $570 million in damages paid! In New York State, the average cost per claim in […]

    August 28, 2018

  • stephanie northrup commercial insurance

    Stephanie Northrup Joins Scalzo, Zogby & Wittig’s Commercial Insurance Department

    We are pleased to announce that Stephanie Northrup has joined our staff as a Commercial Lines Account Manager. She has been in the insurance industry for over 5 years, receiving her broker’s license from the Utica School of Commerce in 2016. President Gary Scalzo said, “We are happy to have Stephanie on board with our […]

    August 21, 2018

  • home owner lawsuits utica ny

    It Could Happen To You: Typical Home Owner Lawsuits

    When most of us think of our lawsuit crazy society, corporate misconduct comes to mind. Law firms advertise on television their expertise with asbestos claims or illnesses caused by certain drugs. And everyone remembers the woman who sued McDonalds after she spilled a hot cup of coffee on her lap. (According to Wikipedia, the suit […]

    August 14, 2018

  • skunk damage insurance

    A Skunk Got Into My House!! Am I Covered?

    Have you noticed the invasion of wildlife into the Mohawk Valley’s domestic tranquility? One of our friends in Utica told us of a woodchuck taking up residence in his garage. That’s the year after raccoons were born in the rafter of the same garage. And, of course, bird’s nests not only in the garage, but […]

    August 7, 2018

  • flood insurance

    Proven Flood Protection for Your Home

    Flooding here in the Utica area has become commonplace. Governments and non-profits are doing what they can to help. For example, our local Community Foundation and Oneida County teamed up last year to provide funds after last year’s July 1 flooding. And we published a post widely shared on social media about the value of […]

    July 31, 2018

  • car modifications utica drivers

    Car Modifications and Accessories that Keep Older Drivers Safer

    Can this be true? That was our first reaction when we saw the many ways manufacturers are modifying cars to help our seniors drive more safely. So until we get easy access to driverless vehicles, we thought it would be helpful to give you a heads up on what’s available for you or a senior […]

    July 20, 2018

  • lightning insurance mohawk valley

    Lightning Protection for Your Mohawk Valley Home

    Everything is electric! Our Mohawk Valley homes are powered more than ever with sophisticated kitchen appliances, TVs, computers, and home audio systems. Plugs and batteries all over the house. We watch, listen, and cook with the latest equipment as we relax in our “smart” homes. Which makes us all the more susceptible to damage from […]

    July 17, 2018