• skunk damage insurance

    A Skunk Got Into My House!! Am I Covered?

    Have you noticed the invasion of wildlife into the Mohawk Valley’s domestic tranquility? One of our friends in Utica told us of a woodchuck taking up residence in his garage. That’s the year after raccoons were born in the rafter of the same garage. And, of course, bird’s nests not only in the garage, but […]

    August 7, 2018

  • flood insurance

    Proven Flood Protection for Your Home

    Flooding here in the Utica area has become commonplace. Governments and non-profits are doing what they can to help. For example, our local Community Foundation and Oneida County teamed up last year to provide funds after last year’s July 1 flooding. And we published a post widely shared on social media about the value of […]

    July 31, 2018

  • car modifications utica drivers

    Car Modifications and Accessories that Keep Older Drivers Safer

    Can this be true? That was our first reaction when we saw the many ways manufacturers are modifying cars to help our seniors drive more safely. So until we get easy access to driverless vehicles, we thought it would be helpful to give you a heads up on what’s available for you or a senior […]

    July 20, 2018

  • lightning insurance mohawk valley

    Lightning Protection for Your Mohawk Valley Home

    Everything is electric! Our Mohawk Valley homes are powered more than ever with sophisticated kitchen appliances, TVs, computers, and home audio systems. Plugs and batteries all over the house. We watch, listen, and cook with the latest equipment as we relax in our “smart” homes. Which makes us all the more susceptible to damage from […]

    July 17, 2018

  • motorcycle insurance utica ny

    Motorcycle Riding in Central New York

    Did you know there were 7,701 motorcycle registrations in Oneida County in 2016? In Herkimer County it was 2,964 and Madison County was 3,058. That’s a lot of bikes on the road during our 6-8 month season. Why ride a motorcycle? People ride for the thrill of it and the heightened enjoyment. In Zen and […]

    July 9, 2018

  • fireworks oneida herkimer madison counties

    Legal Fireworks in Oneida, Herkimer and Madison Counties

    As you probably know, certain fireworks are now legal in Oneida, Herkimer, and Madison Counties. New York State calls the kinds of fireworks you can buy, “Sparkling Devices.” Some of the names they go by are Totally Circus, Pure Fantasy, and Pip Squeak. Sounds like fun! According to NYS law, they must be “ground based […]

    June 26, 2018

  • infotainment and driving

    Infotainment and Driving: Can You Do Both?

    Many older Central New Yorkers remember back in the day when AM/FM radio and air conditioning were offered only in luxury cars. But satellite radio, phones, GPS, video? Too farfetched to even imagine. Now car buyers get all of that and more in most any new car. A friend of ours told us the other […]

    June 19, 2018

  • sports equipment covered on home insurance

    Is Sports Equipment Covered on Your Homeowners Insurance?

    Do you have a nice set of golf clubs? How about tennis racquets? Or does your son or daughter play hockey as a mite, pee wee, or midget? Do you enjoy fishing? If so, we’ll bet you spend a good amount of money on your sport here in the Utica area. For example, we randomly […]

    June 12, 2018

  • insurance utica ny

    Links to Our Favorite Sites on Insurance, Safety, Driving, and Weather

    For years now, we have been keeping our blog readers informed with insurance information, ideas, and money saving tips. We scour the internet to bring you up to date information to help you avoid losses and live your life safely. In that time we’ve come across some very good websites that we think you will […]

    June 4, 2018

  • utica memorial day

    Honoring Brave Men and Women This Memorial Day

    We salute all those from the Mohawk Valley who have served our country in the armed forces. And as you celebrate with your family this Memorial Day, we hope you will consider all the men and women who have died defending our country. That’s what Memorial Day is all about. It all started soon after […]

    May 25, 2018