• money

    7 Ways to Improve Your Finances During Financial Literacy Month

    April is tax season, so a lot of people are thinking about their finances these days. But if you’re like most people, you’re probably thinking in the short term: What’s my refund going to be—or how much do I owe? And what is that going to do to my monthly budget? It’s good to be […]

    April 1, 2019

  • old paint can

    Spring Cleaning in the Mohawk Valley and Hazardous Household Waste

    We checked with the Oneida Herkimer Solid Waste Authority (OHSWA) and found out that now is the time to get rid of your household hazardous waste. The Authority will only take your paints, chemicals, and pesticides from April through September. So we thought this would be a good time to find out more about how […]

    March 26, 2019

  • cleaning supplies

    Spring Cleaning Tips

    Of course, because spring is a time for new beginnings, cleaning and organization around the house are very popular this time of year. If you’re ready to tackle that monumental chore, read on for some helpful information. (And if you’re so tidy and organized throughout the year that spring cleaning isn’t a big chore for […]

    March 25, 2019

  • shrubs covered on home insurance

    Shrubs Are Covered. And so is…

    A few months ago we posted an article about what’s not covered on your homeowners insurance policy. We advised as to ways to get coverage for excluded perils such as flood, earthquake, and power failure. But what about coverages buried down into the policy that you probably don’t know about? Additional Coverages on Your Homeowners […]

    March 19, 2019

  • cyberbullying mohawk valley

    Our Kids, Cyberbullying and New York State Law

    Cyberbullying is simply bullying that occurs online over cell phones, computers, or tablets. It can include posting rude comments or rumors about someone online. Also threatening to hurt someone or posting a mean or hurtful video. According to surveys by New York State, nearly 43% of kids have been bullied online. Of these, 25% say […]

    March 11, 2019

  • homeowners insurance replacement cost

    How To Determine the Right Amount of Homeowners Insurance

    A homeowners insurance policy is comprehensive in the protection it offers you. It covers your home, any detached structures, your contents, and your personal liability. Let’s discuss each one of these separately to help you determine how much homeowners insurance you need. The Right Amount of Dwelling and Other Structures Insurance The amount of insurance […]

    March 5, 2019

  • safe homes for seniors

    Making Homes Safer for Utica Area Seniors

    Many of our clients are living longer and healthier lives, enjoying retirement at home. Thing is, as people get older they must often make adjustments to accommodate changes in their physical abilities. We see so many people in the Mohawk Valley experiencing this new reality that we thought it would be a good idea to […]

    February 26, 2019

  • walking safely in mohawk valley

    Walking Safely for Heart Health in the Mohawk Valley

    We are proud supporters of the American Heart Association-Mohawk Valley because of their work helping people live healthy lives. Part of living healthy is exercise and what better exercise than running and walking. That’s why we encourage our Utica area customers to participate in the 2019 America’s Greatest Heart Run & Walk. It’s being held […]

    February 19, 2019

  • valentine's day mohawk valley

    What You Might Not Know About Valentine’s Day

    Surveys by the National Retail Federation (NRF) say that consumers are changing the way they celebrate America’s popular “love-in,” Valentine’s Day. Have you noticed the same trends in the Utica area? Fewer People Celebrate Valentine’s Day The percentages of adults age 18-34 celebrating the holiday went from 72% in 2009 to a little more than […]

    February 12, 2019

  • car seat regulations

    On the Road with Kids in Car Seats

    In our last post we talked about children riding the school bus and some tips on keeping them safe. It turned out that school buses are the safest vehicles on the road for kids. Why is that? We’ve got the answer here. But what about child safety in passenger cars and pickups? We took a […]

    February 5, 2019