• Is My Car Covered When I Use it for Business?

    Well sure, if you have a business or commercial auto policy it is. Otherwise… Probably no. There are no absolutes here but most insurance companies who write personal auto policies exclude Business Use for a personal vehicle. That means if you’re delivering a pizza, picking up office supplies, or doing your firm’s daily mail or […]

    July 28, 2011

  • I’m Renting a Car, Do I Need to Buy the Insurance?

    The Smiths recently traveled to Florida for a family vacation and when they got there, they needed to rent a car.  When they get to the rental car counter, the clerk insisted they purchase the insurance directly from the rental car company.   Fortunately for the Smiths, they had already called us before leaving. They know […]

    July 19, 2011

  • Introducing Our New Website

    Your New Online Resource for Insurance Information, Advice, and Money Saving Tips Welcome to our brand new website! We think you’re going to like it because it’s packed with information you can actually use. We’re especially happy to help you navigate the unique insurance challenges we all face living here in Central NY…things like harsh […]

    July 15, 2011