On March 26, 2020 the U.S. Department of Homeland Security extended the enforcement deadline for REAL ID. Instead of October 1, 2020 it’s now October 1, 2021. What is the REAL ID? Back in 2005 Congress passed the REAL ID Act. It was based on the 9/11 Commission’s recommendations for stricter standards on sources of […]
August 31, 2020
How many electric vehicles are on the road in the United States? According to the Edison Electric Institute (EEI), as of March of 2019, more than 1.18 million. And total sales for 2018 were up 81% compared to 2017. The top sellers were: Tesla Model 3 Chevrolet Volt Tesla Model S Nissan LEAF Toyota Prius […]
August 24, 2020
The COVID-19 crisis has everyone talking about what’s good for our health. And what’s not so good. We’ll stay away from the politics of the current situation, but all of this has us thinking. What is health fraud? How do you protect yourself against health products that aren’t as good as their sales pitch? What […]
August 18, 2020
What percentage of insured homes actually have claims? What is the most frequent cause of loss? What is the most severe loss usually suffered by homeowners? With this year’s great summer weather, we’ll bet you’re spending time relaxing with family and friends on the front porch. What if your lively discussion turns to insurance? You’ll […]
August 10, 2020
E-Z Pass on the New York State Thruway has been around a long time. Since August 3, 1993 to be exact. By early 1997 it was installed at every on- ramp and exit. That’s on 426 miles of road from New York City to Buffalo. Now the Thruway Authority is going a step further. They’re […]
August 4, 2020
We have the feeling that working from home will become standard for many businesses even after the COVID-19 shutdown. And employees are starting to understand the advantages: No commute, saving time with less stress. Opportunity for exercise during breaks. More productive work as interruptions from other employees eliminated. For employers it’s: Saving rent expense with […]
July 27, 2020
How many times have you had to search for your Social Security card? A birth certificate? A marriage license? Probably not very often. That’s why these important papers are usually tucked away in various files and boxes. Then stored in the usual place in your home… “somewhere.” But occasionally things come up where you need […]
July 21, 2020
Last week we introduced the scientific method researchers use to understand car crashes. These “naturalistic driving studies” use sophisticated equipment installed in volunteers’ cars. It includes sonar, accelerometers, sensors, and video cameras. If the volunteers get into an accident, researchers have the data recorded by the devices. Last week we talked about three behavioral issues. […]
July 13, 2020
Can you ever know the exact cause of a car accident? Even if you’re the driver it’s often impossible to know all the circumstances leading to a crash. How fast was the other driver going? Were you concentrating on what you were doing the split second before the accident? People say some crazy things about […]
July 7, 2020
After a loved one passes away, clients come to us wondering if there were any life insurance policies. The answer is easy if we wrote the policy. Thing is, people often purchase more than one policy from a number of different sources. They may have lived elsewhere and bought some life insurance early in their […]
June 30, 2020
