Category: Uncategorized


  • Don’t Miss Out on These Car Insurance Credits and Discounts

    Our customers are often surprised at the number of credits available to them on their car insurance policy. So we thought we’d list some of them here. This way you can check your auto policy to be sure you’re getting every discount you deserve. Note that not every insurance company offers all of these credits […]

    January 31, 2017

  • Your New Year’s Personal Umbrella Insurance Checklist

    We’re well into the New Year and it’s time to talk about personal umbrella insurance, the last of our three “personal insurance checklist” posts. First we offered a list of auto coverages for you to check from your own policy. Then we talked about homeowners insurance. Both of those policies included separate coverage for lawsuits. […]

    January 24, 2017

  • What to Look For in Your Snowmobile Insurance

    What a terrific year we’re having for snowmobiling in New York State! Old Forge reports on January 17, 2017 fair to good conditions with up to 4” of frozen base. (Click to get the most current update on Snowmobile Old Forge NY.) And the Tug Hill is some of the best sledding in the northeast. […]

    January 17, 2017

  • Your New Year’s Homeowners Insurance Checklist

    We’re starting the New Year with posts that will help you get control of the insurance share of your personal finances. Last week we talked about important car insurance coverages in an easy insurance checklist. This week, let’s do the same with your homeowners insurance. It’s actually a good time to look at homeowners insurance […]

    January 10, 2017

  • Your New Year’s Car Insurance Coverage Checklist

    If one of your resolutions this year is to get control of your personal finances, then we’d like to help with this car insurance coverage checklist. This is the first of three posts you can use to help you review your current personal lines insurance coverages. These post will include today’s,  the coverages on your […]

    January 3, 2017

  • SZW Making Good Things Happen

    Here’s how Cathy LeTray, our Casual Day Project coordinator, put it this Christmas, “This is our second year adopting families at the Utica Municipal Housing Authority. We have been so blessed that we have been able to give these families a helping hand.” Our adopted moms, Ernesha and Mikya, had been living in shelters so […]

    December 27, 2016

  • Jolly Old St. Nick, Born in New York

    A friend of ours has a nice collection of Christmas books. He brings them out to help him get in the “proper” festive mood this time of year. The other day, he came across a little book of Christmas poems. It’s called “Lyrics & Legends of Christmas Tide” by Clinton Scollard, published in 1904. And […]

    December 20, 2016

  • How to Get More For Your Used Car

    According to the July/August AAA’s Car & Travel magazine, “48% of all new car sales in 2015 involved a trade-in.” So maybe you are thinking of trading in the car you’re driving now for a new one. Or, you might be selling it outright. Thing is, you want to get as much as you can […]

    December 6, 2016

  • Driving Dangers: Responding to 4 Unexpected Incidents

    This fall, you might be headed out on a road trip to enjoy a New York State park before winter or maybe just for a quick visit to the in-laws. But, if you lose your brakes, blow a tire, or experience another unusual (but not unheard of) problem, you could be headed for trouble. So, […]

    November 29, 2016

  • Where Did Thanksgiving Come From: Abe Lincoln or the Pilgrims?

    Thanksgiving here in Central New York is one of our favorite holidays. It’s a terrific time for family, football, and a great way to usher in December’s holiday season. Tradition has it that it was the Pilgrims who started Thanksgiving. But that’s not quite true. So we thought this would be a good time to […]

    November 22, 2016