As we live our “lives of distraction,” we often forget how much fun driving actually is. But as you get in your car, you’re confronted with a dashboard full of things that have nothing to do with the drive. There’s Sirius XM with music, comedy, and sports. Then video and phones. You adjust, turn on, […]
June 11, 2019
Play is a lot different today than it was a generation ago. We continually hear of parents’ frustration with their kids spending too much time on screens rather than engaging in physical activity outside. So to get the kids out of the house, many families are installing playground equipment in the back yard. But there […]
June 4, 2019
The two questions that most often come to mind when people think about life insurance are: how much and what kind? There was a time when many questioned the basic need for life insurance. But these days, the premiums are reasonable so price isn’t the barrier it once was. So who comes to us for […]
May 21, 2019
Daily life isn’t easy for people with disabilities. Or for those who care for them. That’s why the support of family and friends is so important. And it’s where the professionals at ARC Herkimer, Central Association for the Blind, and Upstate Cerebral Palsy are so important for our Utica area community But many people do […]
May 14, 2019
Today people have all kinds of equipment at home. Stuff we wouldn’t have dreamed of a generation ago. There’s home entertainment equipment, computers, Siri, and sophisticated kitchen appliances. It seems that our homes have become connected whirlwinds of electronic entertainment and work related gadgets. Plus, many homeowners don’t realize that they are responsible for repairing […]
May 7, 2019
Attention Mohawk Valley seniors: as you get older your risk of dying in a home fire gets greater. Compared to the general population, people over 65 are twice as likely to be killed or injured in a fire. Smoking is the leading cause of home fire deaths for our seniors. And cooking is the number […]
April 30, 2019
Did you know that wearing a bicycle helmet reduces a person’s risk of injury and traumatic brain injury by 88%! That’s according to the New York State Department of Health. Thing is, approximately 19,000 people in New York State are injured due to bicycle related injuries and treated in a hospital each year. And every […]
April 23, 2019
We bet this is the first thing that comes to your mind at the beginning of fishing season: Is your fishing equipment covered on your homeowners insurance? Okay, maybe not the first thing. Unless, of course, something does happen to your gear. We’ll get to that in a sec. But first, we think you’ll agree […]
April 2, 2019
We checked with the Oneida Herkimer Solid Waste Authority (OHSWA) and found out that now is the time to get rid of your household hazardous waste. The Authority will only take your paints, chemicals, and pesticides from April through September. So we thought this would be a good time to find out more about how […]
March 26, 2019
A few months ago we posted an article about what’s not covered on your homeowners insurance policy. We advised as to ways to get coverage for excluded perils such as flood, earthquake, and power failure. But what about coverages buried down into the policy that you probably don’t know about? Additional Coverages on Your Homeowners […]
March 19, 2019
