Category: Uncategorized


  • dwi in new york state

    What a DWI Conviction Means in New York State

    A DWI conviction in here in Central New York is a serious, humiliating, and expensive offense. In the difficult moments after your DWI arrest, you worry over skyrocketing insurance rates, loss of driving rights, and expensive legal fees. We thought that a good way to discourage you from taking the chance might be some straightforward […]

    August 27, 2019

  • confused insurance terms

    “What the Heck Are They Talking About?” Insurance Jargon Explained

    The insurance business is no different than other industries in its specialized language…commonly known as jargon. As independent agents we’ve become used to saying “no-fault,” “deductibles,” and “endorsement.” But we often forget that what’s familiar to us isn’t always understood by our customers. So we thought we’d put together a short insurance glossary for you. […]

    August 20, 2019

  • business owners insurance

    Special Insurance for Business Owners

    Business owners here in the Mohawk Valley work hard to deliver the best products and services they can. And we’re the winners because we get high-class restaurants, superior work from our contractors, and wise professional service from our law and accounting firms. Not to mention funeral homes, photographers, investment firms and the many other service […]

    August 13, 2019

  • starting a business

    Thinking of Starting Your Own Business?

    The internet allows businesses to scale their products and services like never before. No matter how big…or small…the niche, it is much easier now to connect. That’s because online, your customers are looking for what you offer. They actually find you. Do you think you have a product or service that people would pay for? […]

    August 6, 2019

  • atv safety for kids

    ATV Safety for Kids Ages 19 and Younger

    All-Terrain Vehicles are popular in Central New York, especially with kids. They’re fast, easy to ride, and, best of all, are built to travel off road. The beautiful hills and valleys of the Mohawk Valley are the perfect place to ride in the summer and fall. Thing is, ATVs don’t offer much protection for riders. […]

    July 30, 2019

  • home insurance

    Insurance For First Time Home Buyers

    It’s an exciting time moving into your first home. You’re free do decorate, paint, and organize any way you want. You gain privacy with no tenants living in apartments upstairs or down the hall. And you’ll feel the pride in ownership that comes with your beautiful new home. But you’ve also taken on a whole […]

    July 23, 2019

  • farm insurance

    Scalzo, Zogby & Wittig Now Offers Farm Insurance

    Farming is a driving force in our local economy and Oneida, Madison, and Herkimer Counties are truly proud of their agricultural heritage. There’s the great tradition of dairy farming. And more recently farm-to-table local meats, grains, and vegetables offered at restaurants, schools, and farmers markets. The New York State Agricultural District Profile of January 1, […]

    July 15, 2019

  • safe cars for teens

    Choosing a Safe Car for Your Teen

    Is your teen ready to own a car? We’ve talked about the risks kids face as new drivers in New York State. They get into more accidents because they’re inexperienced and more prone to take chances while driving. They tend to let peer pressure cause them to drive irresponsibly at unsafe speeds. They like to […]

    July 9, 2019

  • unsafe toys

    10 Worst Toys & What Happened to Lawn Darts?

    Remember jarts? They were darts that kids would throw to a target in the back yard. They were banned in the U.S. after 6,100 people were sent to the emergency room for the injuries they caused. The final blow was after a seven year old California child was struck by a lawn dart and killed […]

    June 25, 2019

  • fire at home

    How to Keep Your Kids Safe From Fire at Home

    It’s difficult to think of anything worse than kids getting injured or even killed in a house fire. It does happen here in the Mohawk Valley with the hurt never really going away. Especially for family, friends, and the community in which they lived. So we thought that in our series of fire safety articles […]

    June 18, 2019