We’re fortunate here in the Mohawk Valley that crime isn’t a big worry. We don’t suffer the high crime rates that larger, more metropolitan areas do. But every once in a while, shoppers experience thieves, vandals, even carjacking. With the holiday season upon us, we thought it would be a good idea to let you […]
November 12, 2019
One of the primary coverages for our business clients who have employees is Workers Compensation Insurance. And a frequent claim experienced by those employees is repetitive strain injury in the hands. It’s not always work related. It can also happen to people as a result of a hobby. Any activity where you use your hands […]
November 5, 2019
You hear it all the time. Utica restaurants have the best food anywhere. So when we found out about the new Utica’s Finest Food Tour, we couldn’t resist. We closed the office last Wednesday afternoon and took the whole crew on the Downtown Utica tour. It was so cool! Tour owner Olivia Deck, a fellow […]
October 29, 2019
If you are starting a new business in the Utica area and will have employees, there are New York State mandated coverages that you must have. The employee benefits coverages required include Workers Compensation Insurance (WC), Disability Benefits (DBL), and Paid Family Leave (PFL). And it’s not just for regular full time employees. Day labor, […]
October 21, 2019
Here’s what the Travelers, one of our major insurance carriers, has to say about Employment Practices Liability Insurance (EPLI): “You make decisions every day that impact your employees: hiring, compensation, promotions, accommodating disabilities, terminations, and more. Each of these can lead to a claim for a wrongful employment practice if not handled correctly.” What comes […]
October 15, 2019
When is driving a car most dangerous for teens? You would think that here in the Mohawk Valley it would be during icy winter conditions. Or during a snow or sleet storm. Maybe when an inexperienced teen driver is navigating a place unfamiliar to them. These answers all make sense, but they’re not the most […]
October 8, 2019
In our last post we talked about appointing someone to make your healthcare decisions for you if you are unable to make them yourself. That person is your proxy subject to the New York State Health Care Proxy Law. As we said, a person appointed as Health Care Proxy makes health care decisions for you […]
October 1, 2019
What happens if you need healthcare but can’t speak for yourself? You might have had a serious accident. Or you suffer from dementia. How will doctors know what you would do if you were aware of the situation? Advance care planning is all about the decisions you would make based on your values, wishes, and […]
September 24, 2019
Cyberattacks are in the news practically every day. It’s a scary thought that our country’s major infrastructure is vulnerable to computer system hacks. The same is true with our major corporations. But even small businesses in the Utica area should be careful with the information they store on their computers. And their transactions online with […]
September 17, 2019
President Gary Scalzo announced on September 04, 2019 the appointment of his son, Zachary T. Scalzo, as an Account Executive in Sleepy Hollow, NY. Zak is a licensed property and casualty agent offering auto, home, and business insurance. Zak previously worked in hospitality management in San Diego and New York. He grew up in New […]
September 10, 2019
